Knowledge Center

04/12/2023
At What Age Can You Start Building Credit?

At What Age Can You Start Building Credit?

There’s never a bad time to start building good credit, but there is definitely a good time to start: as early as possible. So when can you start building credit?
04/05/2023
Establish credit tradelines

How to Establish Tradelines—Insider’s Guide

Establishing tradelines is an essential part of credit. Because credit is a necessary part of modern life for most people, you need to know why tradelines matter, the best ways to establish tradelines, tradeline factors to consider, and how to tell which tradelines to avoid and which are a good fit for you.
03/27/2023
Tradeline Myths

Watch Out for These Tradeline Myths

The tradeline industry is full of rumors, myths, and inaccuracies. Since we aim to educate consumers on how tradelines work, we want to dispel these common myths about tradelines.
03/24/2023
Laid off

How to Protect Your Credit Score From a Layoff

Thousands of workers were laid off by their employers in 2022. As the trend of layoffs trickles through the economy, it’s important to take steps to safeguard your finances against a potential layoff.
03/15/2023
How Do Closed Accounts Affect Your Credit?

How Do Closed Accounts Affect Your Credit?

How important are closed accounts when it comes to your credit score? Perhaps more than you think. Let’s shed some light on the question of how closed accounts can affect your credit.
03/10/2023
Insurance basics to know

Insurance Basics You Should Know to Protect Your Credit Score

Like having the right credit score, choosing the appropriate insurance policies has a big impact on your financial health. Without the right insurance policies, it is easy to get caught in a financial pinch.
03/03/2023
Emergency fund savings

How to Build an Emergency Fund

We all know that saving money is important. But stashing those savings into an emergency fund can be a game changer for your financial future.
03/01/2023
Tradelines in 5 Easy Steps

Tradelines in 5 Easy Steps

Buying tradelines doesn’t have to be complicated. Just follow these five steps to make buying tradelines easy!
02/27/2023
business credit starts with personal tradelines

Business Credit Starts With Personal Tradelines

Business credit is similar to personal credit, but it uses a different reporting system. If you are interested in building business credit, our article breaks down business credit vs. personal credit, what business tradelines are, and how to build business credit.
02/20/2023
Fastest ways to build credit

How to Build Credit Fast [Infographic]

Building credit using traditional methods can take years. In this article and infographic, we’re talking about the fastest ways to build credit.
02/16/2023
Metro 2, e-OSCAR, and Credit Disputes - Credit Countdown

Metro 2, e-OSCAR, and the Credit Repair Dispute Process

Go behind the scenes of the dispute process used in credit repair and learn the importance of the Metro 2 and e-OSCAR systems in credit disputes.
02/03/2023
Personal finances budgeting

Financial Skills to Master for a Better Credit Score

With the right financial habits, you can transform your financial future. But with the wrong financial skills, you might be digging yourself into a deeper hole. If you aren’t sure where to start building financial skills, you are in the right place.
01/28/2023
Savings challenge piggy bank

Want to Protect Your Credit? Try a Savings Challenge

Building more protection for your credit score is just one of many ways that a savings challenge can improve your finances. We’ll take a closer look at the top savings challenges.
01/26/2023
Credit Myths

Let’s Get to the Bottom of These Credit Myths

Credit myths are extremely common. Unfortunately, many people believe these myths, and their credit suffers as a result of taking incorrect actions. Let’s get to the bottom of these credit myths so you can start improving your credit the right way.
01/20/2023
Financial checklist

Checklist to Prepare Your Personal Finances in the New Year

As the new year rolls around, it’s a great time to set yourself up for financial success. With the right financial moves, you can create smoother sailing in the year ahead.
01/12/2023
Holiday cash bonus

How to Improve Your Financial Position With a Holiday Bonus

For some lucky workers, this time of year comes with a holiday bonus. Whether you’ve received a bonus that you’ve been expecting or were pleasantly surprised by a generous bonus, you likely want to put these funds to good use.
01/06/2023
Best Buy credit card purchase

7 Best Buy Credit Card Essential Understandings

For shoppers that regularly spend at Best Buy, taking advantage of the Best Buy credit card might be the right move for your wallet. Let’s explore what you need to know about the available Best Buy credit cards.
12/31/2022
Moving costs and your credit

How to Protect Your Credit Score During a Move

Your credit scores are one of the many things that you need to stay on top of during a move. The good news is that it’s absolutely possible to protect your credit scores during a move. But it will take a little bit of planning to make sure that credit score-damaging issues don't slip through the cracks.
12/23/2022
Credit score habits for success

Habits to Cultivate for a Better Credit Score

The right money management habits can help you work your way toward a better credit score. Let’s explore how to cultivate habits that may change your credit score for the better.
12/14/2022
The Future of Credit Repair and Tradelines

The Future of Credit Repair and Tradelines

The top credit repair companies are getting on board with authorized user tradelines as a way to take their clients—and their businesses—to the next level of success. Keep reading to find out why the future of credit repair depends on tradelines.
12/09/2022
Positive credit-building mindset

How to Approach Credit-building With a Positive Mindset

When it comes to building credit, the right mindset can make all the difference. Although simply thinking about building credit in a positive way won’t give your credit score a boost, it might provide just the influx of energy you need to stick to your credit-building goals.
12/06/2022
What Happens to Your Credit When You Get Married or Divorced?

What Happens to Your Credit When You Get Married or Divorced?

Many people are uncertain about what may happen to their credit when they get married and what can happen to their credit if they get divorced. For example, it is commonly believed that your credit report merges with your spouse’s credit report when you get married. Is that really true? And what happens to your credit when you get divorced?
12/03/2022
Building Credit with Tradelines and tradeline supply

Tradelines: What You Should Know About Building Credit

Did you know that all credit is built from tradelines? Although this fact is not often discussed, it’s just as important to understand when it comes to building credit.
12/02/2022
How to Leverage a Side Hustle Into a Better Credit Score

How to Leverage a Side Hustle Into a Better Credit Score

Regardless of your financial goals, an extra income stream can always come in handy. If you are trying to build better credit, the funds you bring in from a side hustle could help you transform your credit score situation.
11/17/2022
Holiday savings account

How to Protect Your Credit Score During the Holidays

As the cooler weather sets in, the holiday season is starting to appear on the horizon. Although the festive season is filled with lots of fun, […]
11/16/2022
How to Get Through the Holidays With Your Credit Intact

How to Get Through the Holidays With Your Credit Intact

With so many Americans unemployed and struggling financially, it’s more important than ever to go into the holiday season with a smart strategy to keep your finances intact. Here are some tips on how to make it through the holiday season without going overboard on spending, hurting your credit, and derailing your financial goals.
11/10/2022
Emergency savings

Can Frugality Help Your Credit Score?

Depending on your situation, a frugal outlook could translate into a useful tool for building credit. Let’s explore how you can potentially increase your credit score with an assist from your frugal tendencies.
11/03/2022
Authorized User on Credit Card

Insider’s Guide to Authorized User on Credit Cards

Building credit can be a challenge, particularly for those who have never had credit before. Fortunately, becoming an authorized user on a credit card can provide a pathway to credit-building for many consumers.
10/24/2022
Earning credit card rewards

How to Protect Your Credit Score While Pursuing Credit Card Rewards

The allure of credit card rewards could prove too dangerous for some. But it’s possible to maintain a great credit score while taking advantage of the rewards opportunities on the table.
10/20/2022
What Is a Credit Freeze on My Credit Report?

What Is a Credit Freeze on Your Credit Report?

A credit freeze can be a valuable tool for those who may be concerned about identity theft. However, many people are unaware of how credit freezes work and how to use them.
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