Credit Cards
03/12/2025
Balance transfers are a somewhat controversial topic in the world of credit repair and debt payoff. They can be a wonderful tool for helping consumers get out of credit card debt without being crushed by sky-high interest rates. On the other hand, if you’re not careful, they can also enable you to get yourself even deeper into debt than you were before.
01/30/2025
If you need help building your credit, the right credit card can make all the difference. Here is a list of the best credit-building credit cards of the year to get you started.
01/12/2025
Credit cards are often vilified for their high interest rates, which can be very costly to consumers who carry a balance from month to month rather than paying off the full balance that was accrued.
12/22/2024
When you are paying for purchases, is it better to use a debit card or a credit card? The answer depends on which features and advantages are important to you.
09/08/2024
When you have high-interest credit card debt holding you back, it can be a drain on your personal finances. The good news is that debt consolidation or credit card refinancing may offer a path to freedom from your credit card debt.
08/07/2024
Credit card mistakes can eat away at your budget and your credit score. Let’s explore the most common credit card errors and what you can do to avoid them.
04/22/2024
Credit card debt is common. Many households are facing a growing credit card balance. But this type of debt, with notoriously high interest rates, is one of the hardest to climb out of. Once you slide into credit card debt, it can be difficult to pull yourself back out.
03/11/2024
Credit cards are not only a useful payment method for making purchases but also an essential component of a solid credit-building strategy. When you have the knowledge to use credit cards to your advantage rather than to your detriment, they can be an extremely powerful financial tool to have in your arsenal.
03/04/2024
When you think of credit cards, unsecured credit cards likely come to mind first. While some financial gurus preach about the dangers of opening an unsecured credit card, the reality is that an unsecured credit card can be a useful financial tool.
01/18/2024
A secured credit card gives cardholders an opportunity to build credit. While you’ll have to make a security deposit to serve as collateral, this can serve as your entry point into building credit.
01/10/2024
These credit cards allow you to apply despite having a low credit score. Read this guide to learn about the best-rated credit cards for bad credit in 2024!
12/07/2023
Credit repair can take months to see results, but we have effective credit hacks that you can use to get a better credit score fast. Check out our list of the best credit hacks that will help you improve your credit.
10/27/2023
While it’s relatively easy to slip into credit card debt, it’s a challenge for many to pay off this kind of debt. High interest rates make repayment an uphill battle. With that, it’s best to completely avoid credit card debt if you can.
09/21/2023
While credit cards are convenient, the reality is there are sometimes plenty of fees attached. If you want to learn more about credit card fees and how to avoid them, you are in the right place.
08/18/2023
Whether you have bad credit or no credit, a secured credit card might be the solution you need to improve your credit. While a secured credit card isn’t the right choice for everyone, it is a worthwhile option for some trying to build their credit.
07/31/2023
Opening a credit card is a very serious financial decision. As with all financial decisions, it’s not a good idea to fly into this situation blindly. Instead, it’s helpful to weigh out the options to determine whether or not a credit card is truly the right fit for your wallet.
06/14/2023
How many times have you read a blog or heard some financial “guru” opining as to the mystical “right” number of credit cards to have in your wallet? Is the right number one, or two, or three? And what are the criteria for considering what is the right number versus the wrong number?
05/12/2023
If you are unlucky enough to experience credit card fraud, following some best practices can help you get the situation under control as soon as possible. Let’s explore what you should do if you experience credit card fraud.
01/06/2023
For shoppers that regularly spend at Best Buy, taking advantage of the Best Buy credit card might be the right move for your wallet. Let’s explore what you need to know about the available Best Buy credit cards.
11/03/2022
Building credit can be a challenge, particularly for those who have never had credit before. Fortunately, becoming an authorized user on a credit card can provide a pathway to credit-building for many consumers.
10/24/2022
The allure of credit card rewards could prove too dangerous for some. But it’s possible to maintain a great credit score while taking advantage of the rewards opportunities on the table.
06/24/2022
A better understanding of your credit utilization ratio can help you manage it with your credit score in mind. Let’s explore what your credit utilization ratio is, plus everything you need to know about managing your credit utilization ratio.
06/22/2022
Credit card debt can get expensive quickly. The notoriously high interest rates that come attached to your credit card can let even a relatively small balance get out of hand quickly. So, understanding how credit card interest works can help you avoid hefty interest charges that could derail your financial plans.
04/20/2022
Lenders are less willing to provide spending power to borrowers who have yet to prove their creditworthiness. But even if you have bad credit, you may still be able to give your credit limit a boost.
