Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Find out how credit reporting began, including how the credit bureaus evolved into what they are today, and the many scandals that have taken place along the way.
One question we often hear is “Do tradelines still work in 2019?” Fortunately, we can say with certainty that tradelines do still hold significant weight, and we are confident they will continue to remain effective for years to come.
“Are tradelines legal?” is one of the first questions people ask when they are introduced to the tradeline business. To answer this question, we will reference what authorities have said about the tradeline industry and show what their conclusions have been.
Primary tradelines are usually the goal of anyone trying to build credit. However, buying a “primary tradeline” may involve actions that are questionable at best and possibly illegal at worst, and it may not even help as much as you may hope. This article attempts to shed light on some of the tactics that may exist in the primary tradeline marketplace.
Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
Tradelines and credit piggybacking are controversial topics, so much so that many people ask the question “are piggybacking and buying and selling tradelines ethical?” We want to shed light on some perspectives that may not be immediately obvious.