Legal Topics

03/08/2019
primary tradelines

Buying Primary Tradelines: Fact, Fiction, or Fraud?

Primary tradelines are usually the goal of anyone trying to build credit. However, buying a “primary tradeline” may involve actions that are questionable at best and possibly illegal at worst, and it may not even help as much as you may hope. This article attempts to shed light on some of the tactics that may exist in the primary tradeline marketplace.
02/21/2019
Are tradelines legal?

Are Tradelines Legal?

“Are tradelines legal?” is one of the first questions people ask when they are introduced to the tradeline business. To answer this question, we will reference what authorities have said about the tradeline industry and show what their conclusions have been.
01/29/2019

What Happened to Equal Credit Opportunity for All?

Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
01/15/2019
credit card cpn how they work

What Is a CPN?

What Is a CPN? “CPN” or “CPN number” can stand for credit privacy number, credit profile number, or consumer protection number. A CPN is a 9-digit […]
12/08/2017

The Ethics of Tradelines

Buying and selling tradelines and credit piggybacking are controversial topics, so much so that many people ask the question “are piggybacking and buying and selling tradelines ethical?”