Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Learn about how the credit bureaus evolved into what they are today and the many controversies that have taken place along the way.
A CPN might sound like a good solution if you have had trouble with your credit and want to “start fresh.” However, CPNs are not what they are marketed to be. Learn the truth about CPNs and why you should avoid them.
Credit sweeps are a heavily advertised and promoted service among credit repair companies. Is it really a good idea to purchase a credit sweep to boost your credit score? Here are some things to think about before signing up for a credit sweep.
Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
“Are tradelines legal?” is one of the first questions people ask when they are introduced to the tradeline business. To answer this question, we will reference what authorities have said about the tradeline industry and show what their conclusions have been.
Primary tradelines are usually the goal of anyone trying to build credit. However, buying a “primary tradeline” may involve actions that are questionable at best and possibly illegal at worst, and it may not even help as much as you may hope. This article attempts to shed light on some of the tactics that may exist in the primary tradeline marketplace.
Tradelines and credit piggybacking are controversial topics, so much so that many people ask the question “are piggybacking and buying and selling tradelines ethical?” We want to shed light on some perspectives that may not be immediately obvious.
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