Credit Repair & Credit Score Information
03/24/2023
Thousands of workers were laid off by their employers in 2022. As the trend of layoffs trickles through the economy, it’s important to take steps to safeguard your finances against a potential layoff.
03/15/2023
How important are closed accounts when it comes to your credit score? Perhaps more than you think. Let’s shed some light on the question of how closed accounts can affect your credit.
03/10/2023
Like having the right credit score, choosing the appropriate insurance policies has a big impact on your financial health. Without the right insurance policies, it is easy to get caught in a financial pinch.
02/27/2023
Business credit is similar to personal credit, but it uses a different reporting system. If you are interested in building business credit, our article breaks down business credit vs. personal credit, what business tradelines are, and how to build business credit.
02/20/2023
Building credit using traditional methods can take years. In this article and infographic, we’re talking about the fastest ways to build credit.
02/16/2023
Go behind the scenes of the dispute process used in credit repair and learn the importance of the Metro 2 and e-OSCAR systems in credit disputes.
02/03/2023
With the right financial habits, you can transform your financial future. But with the wrong financial skills, you might be digging yourself into a deeper hole. If you aren’t sure where to start building financial skills, you are in the right place.
01/26/2023
Credit myths are extremely common. Unfortunately, many people believe these myths, and their credit suffers as a result of taking incorrect actions. Let’s get to the bottom of these credit myths so you can start improving your credit the right way.
12/31/2022
Your credit scores are one of the many things that you need to stay on top of during a move. The good news is that it’s absolutely possible to protect your credit scores during a move. But it will take a little bit of planning to make sure that credit score-damaging issues don't slip through the cracks.
12/23/2022
The right money management habits can help you work your way toward a better credit score. Let’s explore how to cultivate habits that may change your credit score for the better.
12/09/2022
When it comes to building credit, the right mindset can make all the difference. Although simply thinking about building credit in a positive way won’t give your credit score a boost, it might provide just the influx of energy you need to stick to your credit-building goals.
12/06/2022
Many people are uncertain about what may happen to their credit when they get married and what can happen to their credit if they get divorced. For example, it is commonly believed that your credit report merges with your spouse’s credit report when you get married. Is that really true? And what happens to your credit when you get divorced?
12/02/2022
Regardless of your financial goals, an extra income stream can always come in handy. If you are trying to build better credit, the funds you bring in from a side hustle could help you transform your credit score situation.
11/17/2022
As the cooler weather sets in, the holiday season is starting to appear on the horizon. Although the festive season is filled with lots of fun, […]
11/16/2022
With so many Americans unemployed and struggling financially, it’s more important than ever to go into the holiday season with a smart strategy to keep your finances intact. Here are some tips on how to make it through the holiday season without going overboard on spending, hurting your credit, and derailing your financial goals.
10/28/2022
Balance transfers can be a valuable tool for helping consumers get out of credit card debt without being crushed by interest charges. On the other hand, if you’re not careful, they can leave you worse off than you were before. Read this article to find out everything you need to know about balance transfers and how to decide if a balance transfer is right for you.
10/20/2022
A credit freeze can be a valuable tool for those who may be concerned about identity theft. However, many people are unaware of how credit freezes work and how to use them.
10/16/2022
Relocating to a new country is an exciting time as the start of a new chapter. One major challenge for those relocating to the United States is the necessity of building a credit score from scratch. Let’s explore how you can build credit after moving to the United States.
10/12/2022
Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are complex and can be difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
10/06/2022
Those able to skirt around the financial pitfalls of debt may wonder how this financial success will impact your credit score. Let’s explore whether or not avoiding debt will hurt your credit score, plus strategies you can implement to build credit while avoiding debt.
09/30/2022
There is no denying that going through a divorce is a challenging and stressful time. On top of the emotional cost, there are financial costs that often tag along with divorce. One of the many ways that a divorce can impact your finances is by negatively impacting your credit score.
09/18/2022
Credit, as related to personal finance, refers to someone's ability to pay lenders back. Many years ago, bankers and individual lenders were forced to gauge a prospective borrower's credit subjectively—they had no metrics or statistics to turn to in making such judgments.
09/15/2022
Payment history accounts for 35% of your FICO score. So, if you miss a payment, that could have a big impact on your credit score. Let’s explore how a missed payment will affect your credit score.
09/01/2022
When you file for bankruptcy, it’s usually because you have no other option for your finances. Although it might be the right choice for your situation, the decision to file for bankruptcy will have a negative impact on your credit.
08/25/2022
If you’ve ever looked into repairing your credit, you may have seen credit repair businesses advertising “609 dispute letters” as a way to remove negative information on your credit report. What is the idea behind this strategy, and do 609 dispute letters work?
08/12/2022
When a recession is on the horizon, it’s time to prepare your finances for the potential storm ahead. Although a recession can batter personal finances across the country, it’s possible to protect your financial situation and credit score with a bit of preparation.
08/04/2022
As a member of the military, you face tough challenges on a regular basis. The tenacity and perseverance you build during your career can translate into other aspects of your life. One place to channel your energy is into building a great credit score.
07/29/2022
If you are planning to take out a loan for your car purchase, your credit score matters. It can take time to build up a good credit score. But the results can be well worth the effort.
07/27/2022
Are you considering cosigning a loan? Let’s explore how this action could impact your credit score.
07/22/2022
Homeownership is a big financial goal. Although there are many important steps on the path to your dream home, building a good credit score might be the most critical.
