Credit Repair & Credit Score Information

09/20/2020

FICO Resilience Index: Should You Be Worried? [Infographic]

The FICO Resilience Index is a new type of credit score designed to help lenders better evaluate credit risk in today’s shaky economy. Should you be worried about your Resilience Index rating?
09/15/2020
How to Get an 850 Credit Score | Tradeline Supply Company, LLC

How to Get an 850 Credit Score [Infographic]

An 850 credit score is the highest possible credit score. What does it take to achieve the perfect credit score?
09/07/2020

What Are Credit Scores?

Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are intentionally opaque and difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
09/03/2020
Building Credit with Tradelines and tradeline supply

Tradelines: What You Should Know About Building Credit

Building credit begins with tradelines. Learn all you need to know about how to build good credit with tradelines.
08/02/2020
What Is the Difference Between Individual and Overall Credit Utilization Ratios?

What Is the Difference Between Individual and Overall Credit Utilization Ratios?

What is the difference between your overall credit utilization ratio and individual credit utilization ratios and why does it matter to your credit?
07/31/2020

How to Protect Your Finances and Credit During the Pandemic

Managing your finances and protecting your credit in the time of COVID-19 is a daunting task. Here are some steps you can take to get started right now.
07/23/2020
Credit Builder Loan

Credit-Builder Loans: Can They Help You?

For those struggling to build credit, a credit-builder loan may be one way to get a loan with no credit check and start building a positive credit history.
07/21/2020
VantageScore vs. FICO Scores: What's the Difference?

VantageScore vs. FICO Score: What’s the Difference?

What is a VantageScore credit score and how is it different from a FICO credit score? Which one is better? We compare the two types of credit scores in this article.
06/29/2020

FICO 10: What You Need to Know About the New Credit Score

FICO 10 and FICO 10 T will cause millions of consumers' credit scores to change. Learn more about the new FICO credit scores and how they will affect the tradeline industry.
06/15/2020
business credit starts with personal tradelines

Business Credit Starts With Personal Tradelines

Business credit is similar to personal credit, but it uses a different reporting system. If you are interested in building business credit, our article breaks down business credit vs. personal credit, what business tradelines are, and how to build business credit.
06/05/2020
Collection Accounts on Your Credit Report: The Ultimate Guide

Collection Accounts on Your Credit Report: The Ultimate Guide

Collections can damage your credit score for a long time, so it's important to understand them. This helpful guide explains what collections are, how they affect your credit, how collection agencies try to re-age debt, how to get collections removed from your credit report, and more.
05/28/2020
Are Credit Inquiries Really Killing Your Credit?

Are Inquiries Really Killing Your Credit? What You Need to Know

Inquiries are often blamed for people's bad credit, but we're not so sure that's the case. Read this article to learn what hard inquiries and soft inquiries are and the truth about how inquiries affect your credit score.
05/24/2020

What Is Bad Credit and How Can It Affect You?

Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you?
05/07/2020
How to Increase Your Credit Limit

How to Increase Your Credit Limit

If you have credit cards with low limits, you may want to increase your credit limit. In this article, we cover everything you need to know about how to get a higher credit limit.
05/03/2020
Credit Reports: What You Need to Know

Credit Reports: What You Need to Know

Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
04/27/2020
Late payments are a common contributor to bad credit.

What Is a Derogatory Item on Your Credit Report?

Derogatory items can stay on your credit report and damage your credit scores for years. We’ll help you understand minor and major derogatories, how derogatory items affect your credit score, and what you can do about them.
03/26/2020
How Do Closed Accounts Affect Your Credit?

How Do Closed Accounts Affect Your Credit?

How important are closed accounts when it comes to your credit score? Perhaps more than you think. Let’s shed some light on the question of how closed accounts can affect your credit.
03/13/2020

Easy Credit Hacks That Will Actually Get You Results

Credit repair can take months to see results, but fortunately, there are some credit hacks that you can use to get better credit on a shorter time scale. Check out our list of the best credit hacks to help you improve your credit.
03/03/2020
Is a Balance Transfer Worth It? How to Know if It’s Right for You

Is a Balance Transfer Worth It? How to Know if It’s Right for You

Balance transfers can be a valuable tool for helping consumers get out of credit card debt without being crushed by interest charges. On the other hand, if you’re not careful, they can leave you worse off than you were before. Read this article to find out everything you need to know about balance transfers and how to decide if a balance transfer is right for you.
02/24/2020
How to Fix The Most Common Credit Report Errors

How to Fix the Most Common Credit Report Errors

It’s all too likely that you may have an error on your credit report. Read this article to learn about common types of errors on credit reports and how to fix them.
02/21/2020
Are Revolving Accounts More Powerful Than Installment Accounts?

Are Revolving Accounts More Powerful Than Installment Accounts?

Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
02/16/2020
This Is How a Rapid Rescore Can Boost Your Credit Score Fast

This Is How a Rapid Rescore Can Boost Your Credit Score Fast

If you’re wondering how to update your credit report information fast so that you can improve your credit rating quickly, you may be interested in getting a rapid rescore. Find the answers to all your questions about rapid rescores in this article.
02/12/2020
Credit Mix: Do You Need to Care About Types of Credit?

Credit Mix: Do You Need to Care About Types of Credit? [Infographic]

While credit mix only makes up 10% of your FICO score, it’s still important to consider when building credit. Check out our infographic about mix of credit and types of credit.
01/29/2020
At What Age Can You Start Building Credit?

At What Age Can You Start Building Credit?

There’s never a bad time to start building good credit, but there definitely is a good time to start: as early as possible. The earlier someone starts building credit, the easier it will be to seek credit as an adult. The question is: at what age can you start building credit?
01/27/2020
Credit Piggybacking

What Is Piggybacking for Credit?

Credit piggybacking, also called credit card piggybacking, is a commonly used credit-building strategy. However, many people are still unaware of how to access this strategy and use it to their advantage. We’ll define piggybacking for credit and tell you how it can help your credit.
01/23/2020
Fastest ways to build credit

The Fastest Ways to Build Credit [Infographic]

Building credit using traditional methods can take years. In this article and infographic, we’re talking about the fastest ways to build credit.
12/26/2019

Is There Such a Thing as Too Much Credit?

Is it possible to have too much credit? We answer the question of whether having too much credit could hurt your credit score by breaking it down into three parts: having too much available credit, having too much debt, and having too many credit accounts.
12/05/2019
Credit Myths

Let’s Get to the Bottom of These Credit Myths

Credit myths are extremely common. Unfortunately, many people believe these myths, and their credit suffers as a result of taking incorrect actions. Let’s get to the bottom of these credit myths so you can start improving your credit the right way.
11/16/2019
What Happens to Your Credit When You Get Married or Divorced?

What Happens to Your Credit When You Get Married or Divorced?

What happens to your credit score when you get married? Does getting a divorce hurt your credit? Read this article to find out how marriage and divorce can affect your credit score.
11/06/2019
What Is a Credit Freeze on My Credit Report?

What Is a Credit Freeze on My Credit Report?

A credit freeze can be a valuable tool for those who may be concerned about identity theft. However, many people are unaware of how credit freezes work and how to use them.
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