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Personal Finance

02/25/2024
Get Ahead With Your Tax Refund

How to Break Free From Debt and Get Ahead With Your Tax Refund: Pay Bills, Settle Debt, & Grow Savings

It’s a good idea to use your tax refund to get ahead financially. But where should you allocate these funds? Let’s take a closer look at how you can use your tax refund to move toward your financial goals.
02/23/2024
Student loans

How to Prepare Your Finances for Student Loan Payments

Back in 2020, the federal government gave student loan borrowers a payment reprieve. The temporary measure was designed to help borrowers with federal student loans get through the financial uncertainty caused by the pandemic. But the federal student loan payment pause came to an end in fall 2023.
02/09/2024
Financing a used car

What to Do if You Can’t Afford Your Car Payment

When you need a vehicle to get around, you might feel pressure to spring for more than you can truly afford. Whether your financial situation has changed or you felt pressure to overspend at the dealership, being stuck with a car payment that you cannot afford is an uncomfortable situation.
01/05/2024
Giving up small purchases

Financial Myths to Ignore

You can find financial advice almost everywhere you turn. Whether you are hearing advice from TikTok stars or friends and family, you’ve likely heard more than a few financial myths thrown into the mix.
12/28/2023
Budgeting for savings goals

How to Improve Your Finances in 2024

Making smart money choices can propel you toward the future you desire. Luckily, it’s easy to take action to improve your financial situation this year.
12/22/2023
AI financial advice

Should You Trust AI Financial Advice?

Artificial intelligence (AI) has been making headlines in recent months. As AI develops into a more sophisticated tool, it’s natural to wonder how this technology might impact financial advice. If AI can answer other questions, can it be trusted to provide worthwhile financial advice?
12/01/2023
Increasing savings rate

How to Grow Your Savings Rate

Saving more money is solid financial advice. In theory, we all know that saving money is important. But when it comes to managing our funds, it can be difficult to track how much of our income we actually save.
11/28/2023
Buying a new car

2024 Car Shopping Secrets Unlocked

Are you thinking of driving a new car? If so, you're in luck. Here are some of the best tips and tricks for shopping for a car.
11/03/2023
Financial stress

How to Lower Financial Stress

While stress of any kind can take a toll on your health, certain kinds of stress are especially prevalent in American society. Financial stress is one type of stress that can permeate your life.
10/27/2023
Credit card debt statistics

How to Avoid Credit Card Debt

While it’s relatively easy to slip into credit card debt, it’s a challenge for many to pay off this kind of debt. High interest rates make repayment an uphill battle. With that, it’s best to completely avoid credit card debt if you can.
10/18/2023
Financial Trauma Therapist

How to Overcome Financial Trauma

If you have negative feelings around money, or you just don’t know what to do with it, there’s a chance that you might have experienced financial trauma in the past.
09/08/2023
Credit Builder Loan

Credit-Builder Loans: Can They Help You?

If you have bad credit or no credit at all, you’ll likely have a hard time getting a loan. Fortunately, there are some ways to start building credit even when you haven’t used credit before.
08/25/2023
SMART money saving goal

How to Reach Your Savings Goals

Saving money is a cornerstone skill for building a stable financial future. Without saving, it’s impossible to build a strong financial foundation. But reaching savings goals is often easier said than done.
07/31/2023
Opening a credit card

Should You Open a Credit Card?

Opening a credit card is a very serious financial decision. As with all financial decisions, it’s not a good idea to fly into this situation blindly. Instead, it’s helpful to weigh out the options to determine whether or not a credit card is truly the right fit for your wallet.
07/21/2023
Unclaimed funds

How to Search for Unclaimed Property

Everyone loves a financial windfall. Unclaimed property in the form of a cash payment might give your financial situation a boost. Not everyone will uncover unclaimed property, but the potential to reclaim funds you are owed makes it worth taking a look around.
07/14/2023
Couple financial challenges

How to Get Your Finances on Track With a Money Date

It’s often a challenge to stay on top of household finances. Whether you are managing money by yourself or with a partner, life tends to get in the way of financial decision-making. If you have trouble setting aside time for financial planning, a money date might be the perfect solution.
06/21/2023
How to Prepare Financially When Switching Jobs

How to Prepare Financially When Switching Jobs

It’s not uncommon to switch jobs, especially in the wake of the “Great Resignation.” For many, a lengthy job search can yield a worthwhile job opportunity. But finding a new job is just the beginning.
05/25/2023
Shopping temptation

How to Avoid Emotional Spending

Emotional spending is one personal finance issue that many struggle with. According to a NerdWallet survey, 49% of Americans said emotions have caused them to spend more than they can reasonably afford. With almost half of Americans struggling with emotional overspending, you aren’t alone if you are facing this issue.
05/14/2023
Snowball vs. Avalanche: What Is the Best Way to Pay Off Debt?

Snowball vs. Avalanche: What Is the Best Way to Pay Off Debt?

The debt snowball and the debt avalanche are the two most popular methods for paying off debt. We explain how they work, the pros and cons of each approach, and how to decide which debt payoff strategy is right for you.
03/24/2023
Laid off

How to Protect Your Credit Score From a Layoff

Thousands of workers were laid off by their employers in 2022. As the trend of layoffs trickles through the economy, it’s important to take steps to safeguard your finances against a potential layoff.
03/10/2023
Insurance basics to know

Insurance Basics You Should Know to Protect Your Credit Score

Like having the right credit score, choosing the appropriate insurance policies has a big impact on your financial health. Without the right insurance policies, it is easy to get caught in a financial pinch.
03/03/2023
Emergency fund savings

How to Build an Emergency Fund

We all know that saving money is important. But stashing those savings into an emergency fund can be a game changer for your financial future.
02/03/2023
Personal finances budgeting

Financial Skills to Master for a Better Credit Score

With the right financial habits, you can transform your financial future. But with the wrong financial skills, you might be digging yourself into a deeper hole. If you aren’t sure where to start building financial skills, you are in the right place.
01/28/2023
Savings challenge piggy bank

Want to Protect Your Credit? Try a Savings Challenge

Building more protection for your credit score is just one of many ways that a savings challenge can improve your finances. We’ll take a closer look at the top savings challenges.
01/20/2023
Financial checklist

Checklist to Prepare Your Personal Finances in the New Year

As the new year rolls around, it’s a great time to set yourself up for financial success. With the right financial moves, you can create smoother sailing in the year ahead.
01/12/2023
Holiday cash bonus

How to Improve Your Financial Position With a Holiday Bonus

For some lucky workers, this time of year comes with a holiday bonus. Whether you’ve received a bonus that you’ve been expecting or were pleasantly surprised by a generous bonus, you likely want to put these funds to good use.
12/31/2022
Moving costs and your credit

How to Protect Your Credit Score During a Move

Your credit scores are one of the many things that you need to stay on top of during a move. The good news is that it’s absolutely possible to protect your credit scores during a move. But it will take a little bit of planning to make sure that credit score-damaging issues don't slip through the cracks.
12/23/2022
Credit score habits for success

Habits to Cultivate for a Better Credit Score

The right money management habits can help you work your way toward a better credit score. Let’s explore how to cultivate habits that may change your credit score for the better.
12/09/2022
Positive credit-building mindset

How to Approach Credit-building With a Positive Mindset

When it comes to building credit, the right mindset can make all the difference. Although simply thinking about building credit in a positive way won’t give your credit score a boost, it might provide just the influx of energy you need to stick to your credit-building goals.
12/02/2022
How to Leverage a Side Hustle Into a Better Credit Score

How to Leverage a Side Hustle Into a Better Credit Score

Regardless of your financial goals, an extra income stream can always come in handy. If you are trying to build better credit, the funds you bring in from a side hustle could help you transform your credit score situation.
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