Personal Finance

It’s no secret that keeping a roof over your head can get expensive quickly. On average, households spend over a quarter of their household income on housing costs each year, and housing costs are on the rise.

Whether you got a bonus at work or won the lottery, a financial windfall is always welcome. After all, who doesn’t love when extra funds hit their bank account? What you do with those funds can have a big impact on your financial situation.

On the surface, money myths might seem relatively harmless. However, money myths can cause significant financial damage if you follow through on the ideas. As you […]

It’s a good idea to use your tax refund to get ahead financially. But where should you allocate these funds? Let’s take a closer look at how you can use your tax refund to move toward your financial goals.

Back in 2020, the federal government gave student loan borrowers a payment reprieve. The temporary measure was designed to help borrowers with federal student loans get through the financial uncertainty caused by the pandemic. But the federal student loan payment pause came to an end in fall 2023.

When you need a vehicle to get around, you might feel pressure to spring for more than you can truly afford. Whether your financial situation has changed or you felt pressure to overspend at the dealership, being stuck with a car payment that you cannot afford is an uncomfortable situation.

You can find financial advice almost everywhere you turn. Whether you are hearing advice from TikTok stars or friends and family, you’ve likely heard more than a few financial myths thrown into the mix.

Making smart money choices can propel you toward the future you desire. Luckily, it’s easy to take action to improve your financial situation this year.

Artificial intelligence (AI) has been making headlines in recent months. As AI develops into a more sophisticated tool, it’s natural to wonder how this technology might impact financial advice. If AI can answer other questions, can it be trusted to provide worthwhile financial advice?

Saving more money is solid financial advice. In theory, we all know that saving money is important. But when it comes to managing our funds, it can be difficult to track how much of our income we actually save.

While stress of any kind can take a toll on your health, certain kinds of stress are especially prevalent in American society. Financial stress is one type of stress that can permeate your life.

Saving money is a cornerstone skill for building a stable financial future. Without saving, it’s impossible to build a strong financial foundation. But reaching savings goals is often easier said than done.

Everyone loves a financial windfall. Unclaimed property in the form of a cash payment might give your financial situation a boost. Not everyone will uncover unclaimed property, but the potential to reclaim funds you are owed makes it worth taking a look around.

It’s often a challenge to stay on top of household finances. Whether you are managing money by yourself or with a partner, life tends to get in the way of financial decision-making. If you have trouble setting aside time for financial planning, a money date might be the perfect solution.

It’s not uncommon to switch jobs, especially in the wake of the “Great Resignation.” For many, a lengthy job search can yield a worthwhile job opportunity. But finding a new job is just the beginning.

Emotional spending is one personal finance issue that many struggle with. According to a NerdWallet survey, 49% of Americans said emotions have caused them to spend more than they can reasonably afford. With almost half of Americans struggling with emotional overspending, you aren’t alone if you are facing this issue.