Knowledge Center

06/29/2020

FICO 10: What You Need to Know About the New Credit Score

FICO 10 and FICO 10 T will cause millions of consumers' credit scores to change. Learn more about the new FICO credit scores and how they will affect the tradeline industry.
06/15/2020
business credit starts with personal tradelines

Business Credit Starts With Personal Tradelines

Business credit is similar to personal credit, but it uses a different reporting system. If you are interested in building business credit, our article breaks down business credit vs. personal credit, what business tradelines are, and how to build business credit.
06/11/2020
A Spotlight on the Staggering Financial Inequalities in America

A Spotlight on the Staggering Financial Inequalities in America

As our nation collectively reckons with its history, we want to shed some light on the economic inequalities in America.
06/05/2020
Collection Accounts on Your Credit Report: The Ultimate Guide

Collection Accounts on Your Credit Report: The Ultimate Guide

Collections can damage your credit score for a long time, so it's important to understand them. This helpful guide explains what collections are, how they affect your credit, how collection agencies try to re-age debt, how to get collections removed from your credit report, and more.
05/28/2020
Are Credit Inquiries Really Killing Your Credit?

Are Inquiries Really Killing Your Credit? What You Need to Know

Inquiries are often blamed for people's bad credit, but we're not so sure that's the case. Read this article to learn what hard inquiries and soft inquiries are and the truth about how inquiries affect your credit score.
05/24/2020

What Is Bad Credit and How Can It Affect You?

Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you?
05/18/2020

How to Protect Your Finances and Credit During the Pandemic

Managing your finances and protecting your credit in the time of COVID-19 is a daunting task. Here are some steps you can take to get started right now.
05/07/2020
How to Increase Your Credit Limit

How to Increase Your Credit Limit

If you have credit cards with low limits, you may want to increase your credit limit. In this article, we cover everything you need to know about how to get a higher credit limit.
05/03/2020
Credit Reports: What You Need to Know

Credit Reports: What You Need to Know

Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
04/27/2020
Late payments are a common contributor to bad credit.

What Is a Derogatory Item on Your Credit Report?

Derogatory items can stay on your credit report and damage your credit scores for years. We’ll help you understand minor and major derogatories, how derogatory items affect your credit score, and what you can do about them.
04/26/2020
Tradeline Myths

Watch Out for These Tradeline Myths

The tradeline industry is full of rumors, myths, and inaccuracies. Since we aim to educate consumers on how tradelines work, we want to dispel these common myths about tradelines.
04/25/2020

What Happened to Equal Credit Opportunity for All?

Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
04/22/2020
The Surprising History of the Credit Bureaus

The Surprising History of the Credit Bureaus

Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Learn about how the credit bureaus evolved into what they are today and the many controversies that have taken place along the way.
04/19/2020

What Are Credit Scores and How Can Tradelines Help?

Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are intentionally opaque and difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
03/26/2020
How Do Closed Accounts Affect Your Credit?

How Do Closed Accounts Affect Your Credit?

How important are closed accounts when it comes to your credit score? Perhaps more than you think. Let’s shed some light on the question of how closed accounts can affect your credit.
03/13/2020

Easy Credit Hacks That Will Actually Get You Results

Credit repair can take months to see results, but fortunately, there are some credit hacks that you can use to get better credit on a shorter time scale. Check out our list of the best credit hacks to help you improve your credit.
03/03/2020
Is a Balance Transfer Worth It? How to Know if It’s Right for You

Is a Balance Transfer Worth It? How to Know if It’s Right for You

Balance transfers can be a valuable tool for helping consumers get out of credit card debt without being crushed by interest charges. On the other hand, if you’re not careful, they can leave you worse off than you were before. Read this article to find out everything you need to know about balance transfers and how to decide if a balance transfer is right for you.
02/24/2020
How to Fix The Most Common Credit Report Errors

How to Fix the Most Common Credit Report Errors

It’s all too likely that you may have an error on your credit report. Read this article to learn about common types of errors on credit reports and how to fix them.
02/21/2020
Are Revolving Accounts More Powerful Than Installment Accounts?

Are Revolving Accounts More Powerful Than Installment Accounts?

Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
02/16/2020
This Is How a Rapid Rescore Can Boost Your Credit Score Fast

This Is How a Rapid Rescore Can Boost Your Credit Score Fast

If you’re wondering how to update your credit report information fast so that you can improve your credit rating quickly, you may be interested in getting a rapid rescore. Find the answers to all your questions about rapid rescores in this article.
02/15/2020
Credit scoring "buckets" can complicate the effect that a dispute may have on your credit score.

What Are Credit Scoring “Buckets?”

Credit expert John Ulzheimer explains how credit scoring "buckets" work in assigning points to your credit score.
02/12/2020
Credit Mix: Do You Need to Care About Types of Credit?

Credit Mix: Do You Need to Care About Types of Credit? [Infographic]

While credit mix only makes up 10% of your FICO score, it’s still important to consider when building credit. Check out our infographic about mix of credit and types of credit.
01/30/2020
What Does It Mean to Be Credit Invisible?

What Does It Mean to Be Credit Invisible?

Nearly one in five American adults do not have a credit score. Find out what it means to be "credit invisible" and how consumers can become credit visible.
01/29/2020
At What Age Can You Start Building Credit?

At What Age Can You Start Building Credit?

There’s never a bad time to start building good credit, but there definitely is a good time to start: as early as possible. The earlier someone starts building credit, the easier it will be to seek credit as an adult. The question is: at what age can you start building credit?
01/27/2020
Credit Piggybacking

What Is Piggybacking for Credit?

Credit piggybacking, also called credit card piggybacking, is a commonly used credit-building strategy. However, many people are still unaware of how to access this strategy and use it to their advantage. We’ll define piggybacking for credit and tell you how it can help your credit.
01/23/2020
Fastest ways to build credit

The Fastest Ways to Build Credit [Infographic]

Building credit using traditional methods can take years. In this article and infographic, we’re talking about the fastest ways to build credit.
01/22/2020
Tradelines in 5 Easy Steps

Tradelines in 5 Easy Steps

Buying tradelines doesn’t have to be complicated. Just follow these five steps to make buying tradelines easy!
01/17/2020
How to Get Tradelines to Post

How to Get Tradelines to Post

The worst thing that can happen after you buy tradelines is not seeing your tradelines post to your credit report. Fortunately, there are a few things you can do to boost your chances of getting your tradelines to post.
01/16/2020
person writing common mistakes when purchasing tradelines

Common Mistakes Made When Buying Tradelines

Use our list of common mistakes to make sure you get the most out of your tradelines. Don't make the same mistakes we've seen before!
01/13/2020
Do Tradelines Still Work in 2020? | Tradeline Supply Company, LLC

Do Tradelines Still Work in 2020?

One question we often hear is “Do tradelines still work in 2020?” Fortunately, we can say with certainty that tradelines do still work in 2020, and we are confident they will continue to be effective for years to come.
Phone support is temporarily unavailable due to Coronavirus. TradelineSupply.com will remain open and all communication must go through [email protected] Our staff will respond promptly to emails 7am- 7pm PST Mon-Fri.