Knowledge Center

05/11/2022
Debt consolidation plan

Debt Consolidation vs. Credit Card Refinancing: Which Is Right for You?

When you have high-interest credit card debt holding you back, it can be a drain on your personal finances. The good news is that debt consolidation or credit card refinancing may offer a path to freedom from your credit card debt.
05/06/2022
Credit Mix: Do You Need to Care About Types of Credit?

Credit Mix: Do You Need to Care About Types of Credit? [Infographic]

While credit mix only makes up 10% of your FICO score, it’s still important to consider when building credit. Check out our infographic about mix of credit and types of credit.
05/06/2022
Credit repair contract

Insider’s Guide to Buying Credit Repair

Most ratings and buyers' guides of credit repair companies are nothing more than paid advertisements—but not here! This is the insider's guide to the good, the bad, and the ugly credit repair companies. Our guide is dedicated to helping you find the best credit repair company for your situation.
05/03/2022
Best Money Habits to Master

Four Best First Money Habits to Master

If you can’t seem to keep hold of your money, we recommend you look at these four essential money cognitive capacities and see where you can improve. We'll help you reframe the narratives you have around money and help hone in on a better approach to your finances.
05/02/2022
Are Revolving Accounts More Powerful Than Installment Accounts?

Are Revolving Accounts More Powerful Than Installment Accounts?

Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
04/28/2022
Why Having a Good Credit Score Matters

6 Reasons Why Having a Good Credit Score Matters

Your credit score can impact your finances in many ways. Let’s explore the reasons why having a good credit score is so essential.
04/27/2022
Missing a payment even once can seriously set back your credit score, but the damage will be even worse the longer you put off bringing the account current.

What Is a Derogatory Item on Your Credit Report?

Derogatory items can stay on your credit report and damage your credit scores for years. We’ll help you understand minor and major derogatories, how derogatory items affect your credit score, and what you can do about them.
04/27/2022
Long-term wealth-building success

Feelings in Finance—Your Empowerment Guide

What if you connected to your emotions surrounding money and that helped you actually master your finances? This guide will help you feel confident in tackling your money from a new perspective and build your wealth so that you can live a fuller, happier life.
04/24/2022
What Does It Mean to Be Credit Invisible?

What Does It Mean to Be Credit Invisible?

Nearly one in five American adults do not have a credit score. Find out what it means to be "credit invisible" and how consumers can become credit visible.
04/21/2022
VantageScore vs. FICO Scores: What's the Difference?

VantageScore vs. FICO Score: What’s the Difference?

What is a VantageScore credit score and how is it different from a FICO credit score? Which one is better? We compare the two types of credit scores in this article.
04/20/2022
How to Get a High-limit Credit Card With Poor Credit

How to Get a High-limit Credit Card With Poor Credit

Lenders are less willing to provide spending power to borrowers who have yet to prove their creditworthiness. But even if you have bad credit, you may still be able to give your credit limit a boost.
04/17/2022
Why credit score is not improving

Why Isn’t My Credit Score Improving? Here’s What to Do

If you’ve been working to increase your credit score and haven’t seen results, you're probably wondering, "why isn’t my credit score increasing?" Find out why your score isn’t improving and how to address it.
04/11/2022
Things Everyone Should Know About Credit Cards

Things Everyone Should Know About Credit Cards

Credit cards are not only a useful payment method for making purchases but also an essential component of a solid credit-building strategy. When you have the knowledge to use credit cards to your advantage rather than to your detriment, they can be an extremely powerful financial tool to have in your arsenal.
04/09/2022
Buy Now, Pay Later

What Is Buy Now Pay Later and How Does It Affect Your Credit?

"Buy now, pay later" services can be convenient for those on a tight budget. But how do these BNPL services affect your credit? Let’s take a look at how this popular payment option could impact your credit scores.
04/06/2022
How to Use Debt Consolidation to Boost Credit Scores

How to Use Debt Consolidation to Boost Credit Scores

It can be overwhelming to try and manage several different credit card balances. If you’re in this difficult position, it might be worth considering debt consolidation. Keep reading to learn how debt consolidation works and see if it could help your credit score.
04/04/2022
Credit Repair & Tradelines - Infographic

Credit Repair vs. Tradelines [Infographic]

Perhaps the title “Credit Repair vs Tradelines” is not entirely accurate, but this is a common way that many consumers think of the two industries. In truth, the services really go hand-in-hand, but we will highlight several differences in order to understand the full range of credit-related options.
04/04/2022
Want to See Your FICO Score for Free? Here’s How to Do It

Want to See Your FICO Score for Free? Here’s How to Do It

Most lenders use your FICO credit score when they are deciding whether or not to extend credit to you. If you need to check your FICO score, where can you do so without paying a fee to access it? This article lists some of the best places to get your FICO score for free.
03/30/2022
How Business Credit Impacts Business Funding

How Business Credit Impacts Business Funding

If you are running a company, it is possible that your business will need to lean on credit one day. Whether you want to open a business credit card or take out business financing, a business credit score is a vital piece of the puzzle. In this article, learn about business credit and how it can impact your funding needs.
03/28/2022

Tradelines 101 [Infographic]

If you’re new to tradelines, have no fear. At Tradeline Supply Company, LLC, we provide free educational content so you can empower yourself to make smart […]
03/26/2022
Too much credit

Is There Such a Thing as Too Much Credit?

Is it possible to have too much credit? We answer the question of whether having too much credit could hurt your credit score by breaking it down into three parts: having too much available credit, having too much debt, and having too many credit accounts.
03/25/2022
What Is a Credit-Builder Loan and How Does It Work?

What Is a Credit-Builder Loan and How Does It Work?

A credit-builder loan can help you improve your credit, but it is critical that you understand exactly what it is and how this type of loan could impact your credit. Let’s explore credit-builder loans so you can decide if this tool is right for you.
03/22/2022
Get Ahead With Your Tax Refund

How to Break Free From Debt and Get Ahead With Your Tax Refund

It’s a good idea to use your tax refund to get ahead financially. But where should you allocate these funds? Let’s take a closer look at how you can use your tax refund to move toward your financial goals.
03/18/2022
Credit hacks that work

Easy Credit Hacks That Will Actually Get You Results

Credit repair can take months to see results, but we have effective credit hacks that you can use to get a better credit score fast. Check out our list of the best credit hacks that will help you improve your credit.
03/04/2022
Do Tradelines Still Work in 2022?

Do Tradelines Still Work in 2022?

Do tradelines still work in 2022? Find out if tradelines still work and if they will continue to be effective for years to come.
03/01/2022
Bad Credit Car Loans—What To Do & Why

Bad Credit Car Loans—What to Do & Why

If you are shopping for a car loan with bad credit, you have a challenge ahead of you. We’ll take a close look at the ins and outs of getting a car loan with bad credit and show you what you can do to improve your approval odds.
02/15/2022
Do Tradelines Really Work?

Do Tradelines Really Work?

Is the authorized user tradeline strategy effective? Credit expert John Ulzheimer explains why and how authorized user tradelines work.
02/12/2022
Will These Strategies Help You Get More Credit Score Points?

Will These Strategies Help You Get More Credit Score Points?

John Ulzheimer sheds light on which strategies to get more credit score points hold merit and which ones are just myths.
02/10/2022
Denied bad credit score

The Ultimatum on Poor Credit Scores—Essential Pivots for Poor Credit Scores

It’s crucial to understand credit scores if you want to set yourself up for financial success. Keep reading to find out why credit scores matter, how having a poor credit score can limit opportunities, and what you can do to improve poor credit scores.
02/04/2022
How to Fix The Most Common Credit Report Errors

How to Fix the Most Common Credit Report Errors

It’s all too likely that you may have errors on your credit report. Read this article to learn about common types of errors on credit reports and how to fix them.
01/31/2022
Credit Card Credit-Building—2022 Best Cards for Credit-Building

Credit Card Credit-Building—2022 Best Cards for Credit-Building

If you need help building your credit, the right credit card can make all the difference. Here is a list of the best credit-building credit cards of 2022 to get you started.
888-844-8910
Monday – Friday: 7:00 AM PST- 6:00 PM PST Saturday: 8:00 AM PST - 5:00 PM PST
Phone support is temporarily unavailable due to Coronavirus. TradelineSupply.com will remain open and all communication must go through [email protected] Our staff will respond promptly to emails 7am- 7pm PST Mon-Fri.