Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Find out how credit reporting began, including how the credit bureaus evolved into what they are today, and the many scandals that have taken place along the way.
“How do tradelines work?” It’s a question we hear all the time from people who are new to the tradeline industry. We’ll break down what tradelines are, how tradelines work, and how they can affect your credit.
The top credit repair companies are getting on board with authorized user tradelines as a way to take their clients—and their businesses—to the next level of success. Keep reading to find out why the future of credit repair depends on tradelines.
Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
How many tradelines should you buy? There are cases when it’s best to get a single tradeline and other cases when multiple tradelines might be more appropriate. To help you decide, we’ll discuss examples for each scenario.
People tend to think that the limit of the tradeline is more important, but if you believe this, you are misinformed and you will not get the results you hope for. If you want to see good results, you have to focus on age.
Credit piggybacking, also called credit card piggybacking, is a commonly used credit-building strategy. However, many people are still unaware of how to access this strategy and use it to their advantage. We’ll define what piggybacking for credit means and how it can help your credit.
One question we often hear is “Do tradelines still work in 2019?” Fortunately, we can say with certainty that tradelines do still hold significant weight, and we are confident they will continue to remain effective for years to come.
Selling tradelines has been called a “$1,000 per hour side gig,” but is this true? Find out how it works and why some people are earning thousands of dollars by selling their authorized user tradelines.
Perhaps the title “Credit Repair vs Tradelines” is not entirely accurate, but this is a common way that many consumers think of the two industries. In truth, the services really go hand-in-hand, but we will highlight several differences in order to understand the full range of credit-related options.
“Are tradelines legal?” is one of the first questions people ask when they are introduced to the tradeline business. To answer this question, we will reference what authorities have said about the tradeline industry and show what their conclusions have been.
Choosing the right tradelines for your credit can be a challenge. Since everyone's credit report is unique, there is no "one size fits all" approach. Learn more about how to choose the right authorized user tradelines to buy using our helpful buyer's guide.
Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are intentionally opaque and difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
Business credit is similar to personal credit, but it uses a different reporting system. If you are interested in building business credit, our article breaks down business credit vs. personal credit, what business tradelines are, and how to build business credit.
Primary tradelines are usually the goal of anyone trying to build credit. However, buying a “primary tradeline” may involve actions that are questionable at best and possibly illegal at worst, and it may not even help as much as you may hope. This article attempts to shed light on some of the tactics that may exist in the primary tradeline marketplace.
Tradelines are commonly believed to have more of a positive impact on one’s credit score at certain age levels. Based on the examples we have seen, we have come up with our own observations on the question of which age levels are particularly beneficial for credit scores.
Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
Tradelines and credit piggybacking are controversial topics, so much so that many people ask the question “are piggybacking and buying and selling tradelines ethical?” We want to shed light on some perspectives that may not be immediately obvious.