Knowledge Center

09/19/2019
Credit Repair and Tradelines

Credit Repair vs. Tradelines [Infographic]

Perhaps the title “Credit Repair vs Tradelines” is not entirely accurate, but this is a common way that many consumers think of the two industries. In truth, the services really go hand-in-hand, but we will highlight several differences in order to understand the full range of credit-related options.
09/12/2019
Are Revolving Accounts More Powerful Than Installment Accounts?

Are Revolving Accounts More Powerful Than Installment Accounts?

Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
09/12/2019

What Happened to Equal Credit Opportunity for All?

Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
09/11/2019
Overall Utilization vs. Individual Utilization. Photo by Marco Verch, CC 2.0.

What Is the Difference Between Individual and Overall Credit Utilization Ratios?

What is the difference between your overall credit utilization ratio and individual credit utilization ratios and why does it matter to your credit?
09/10/2019

What Are Credit Scores and How Can Tradelines Help?

Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are intentionally opaque and difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
09/09/2019
Credit Mix: Do You Need to Care About Types of Credit?

Credit Mix: Do You Need to Care About Types of Credit?

While credit mix only makes up 10% of your FICO score, it’s still important to consider when building credit.
08/29/2019
Collection Accounts on Your Credit Report: The Ultimate Guide

Collection Accounts on Your Credit Report: The Ultimate Guide

Collections can damage your credit score for a long time, so it's important to understand them. This helpful guide explains what collections are, how they affect your credit, how collection agencies try to re-age debt, how to get collections removed from your credit report, and more.
08/28/2019
How Are Authorized User Tradelines Considered by Credit Scoring Systems? By John Ulzheimer

How Are Authorized User Tradelines Considered by Credit Scoring Systems?

Just like primary accounts, authorized user tradelines can help or hurt your credit score, depending on how they are managed.
08/27/2019
How to Get Tradelines to Post

How to Get Tradelines to Post

The worst thing that can happen after you buy tradelines is not seeing your tradelines post to your credit report. Fortunately, there are a few things you can do to boost your chances of getting your tradelines to post.
08/26/2019

What Is Bad Credit and How Can It Affect You?

Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you?
08/23/2019
How Do Closed Accounts Affect Your Credit?

How Do Closed Accounts Affect Your Credit?

How important are closed accounts when it comes to your credit score? Perhaps more than you think. Let’s shed some light on the question of how closed accounts can affect your credit.
08/21/2019
VantageScore vs. FICO Scores: What's the Difference?

VantageScore vs. FICO Score: What’s the Difference?

What is a VantageScore credit score and how is it different from a FICO credit score? Which one is better? We compare the two types of credit scores in this article.
08/19/2019
Credit Builder Loan

Credit-Builder Loans: Can They Help You?

For those struggling to build credit, a credit-builder loan may be one way to get a loan with no credit check and start building a positive credit history.
08/16/2019
How to Increase Your Credit Limit

How to Increase Your Credit Limit

If you have credit cards with low limits, you may want to increase your credit limit. In this article, we cover everything you need to know about how to get a higher credit limit.
08/13/2019
Building Credit with Tradelines and tradeline supply

Tradelines: What You Should Know About Building Credit

Building credit begins with tradelines. Learn all you need to know about how to build good credit with tradelines.
08/06/2019
How to Get an 850 Credit Score | Tradeline Supply Company, LLC

How to Get an 850 Credit Score

An 850 credit score is the highest possible credit score. What does it take to achieve the perfect credit score?
08/01/2019
Tradeline Supply Company Reviews

Tradeline Supply Company Reviews

Tradeline reviews are an important factor to consider when buying tradelines. Here's what you need to know about our Tradeline Supply Company reviews.
07/25/2019
Credit Reports: What You Need to Know

Credit Reports: What You Need to Know

Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
07/24/2019
Credit Bureau

The Surprising History of the Credit Bureaus

Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Find out how credit reporting began, including how the credit bureaus evolved into what they are today, and the many scandals that have taken place along the way.
07/18/2019
Are Credit Inquiries Really Killing Your Credit?

Are Inquiries Really Killing Your Credit? What You Need to Know

Credit Inquiries Definition A credit inquiry, also commonly referred to as a credit check or a credit pull, is a request by a business to check […]
07/12/2019
credit card cpn how they work

What Is a CPN?

“CPN” or “CPN number” can stand for credit privacy number, credit profile number, or consumer protection number. A CPN is a 9-digit number that is often […]
07/11/2019
Our Manager Tells a Heartfelt Father-Daughter Success Story

Our Manager Tells a Heartfelt Father-Daughter Success Story

I thought I would share a heartfelt story about a past client of ours that gives me meaning for what I do. 
07/09/2019
What is the "right" number of credit cards?

What’s the “Right” Number of Credit Cards?

What is the right number of credit cards to have in your credit file? Credit expert John Ulzheimer explains the answer.
07/01/2019
Thinking about credit report and buying tradelines

How to Choose a Tradeline: A Buyer’s Guide

Choosing the right tradelines for your credit can be a challenge. Since everyone's credit report is unique, there is no "one size fits all" approach. Learn more about how to choose the right authorized user tradelines to buy using our helpful buyer's guide.
06/25/2019
The #1 Secret on How to Unlock the Power of Tradelines

The #1 Secret on How to Unlock the Power of Tradelines

People tend to think that the limit of the tradeline is more important, but if you believe this, you are misinformed and you will not get the results you hope for. If you want to see good results, you have to focus on age.
06/24/2019
Tradeline Myths

Watch Out for These Tradeline Myths

The tradeline industry is full of rumors, myths, and inaccuracies. Since we aim to educate consumers on how tradelines work, we want to dispel these common myths about tradelines.
06/20/2019

Credit Expert: Can Authorized User Tradelines Build Credit?

Authorized user tradelines can be a fantastic way to build your credit reports and credit scores, according to credit expert John Ulzheimer.
06/18/2019
Piggybacking credit

Do Tradelines Still Work in 2019?

One question we often hear is “Do tradelines still work in 2019?” Fortunately, we can say with certainty that tradelines do still hold significant weight, and we are confident they will continue to remain effective for years to come.
06/15/2019
business credit starts with personal tradelines

Business Credit Starts With Personal Tradelines

Business credit is similar to personal credit, but it uses a different reporting system. If you are interested in building business credit, our article breaks down business credit vs. personal credit, what business tradelines are, and how to build business credit.
06/14/2019
Tradelines in 5 Easy Steps

Tradelines in 5 Easy Steps

Buying tradelines doesn’t have to be complicated. Just follow these five steps to make buying tradelines easy!