Knowledge Center

02/21/2020
Are Revolving Accounts More Powerful Than Installment Accounts?

Are Revolving Accounts More Powerful Than Installment Accounts?

Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
02/20/2020
How to Fix The Most Common Credit Report Errors

How to Fix the Most Common Credit Report Errors

It’s all too likely that you may have an error on your credit report. Read this article to learn about common types of errors on credit reports and how to fix them.
02/20/2020

What Is Bad Credit and How Can It Affect You?

Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you?
02/16/2020
This Is How a Rapid Rescore Can Boost Your Credit Score Fast

This Is How a Rapid Rescore Can Boost Your Credit Score Fast

If you’re wondering how to update your credit report information fast so that you can improve your credit rating quickly, you may be interested in getting a rapid rescore. Find the answers to all your questions about rapid rescores in this article.
02/15/2020
Credit scoring "buckets" can complicate the effect that a dispute may have on your credit score.

What Are Credit Scoring “Buckets?”

Credit expert John Ulzheimer explains how credit scoring "buckets" work in assigning points to your credit score.
02/12/2020
Credit Mix: Do You Need to Care About Types of Credit?

Credit Mix: Do You Need to Care About Types of Credit? [Infographic]

While credit mix only makes up 10% of your FICO score, it’s still important to consider when building credit. Check out our infographic about mix of credit and types of credit.
02/05/2020
The Surprising History of the Credit Bureaus

The Surprising History of the Credit Bureaus

Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Find out how the credit bureaus evolved into what they are today and about the many scandals that have taken place along the way.
01/30/2020
What Does It Mean to Be Credit Invisible?

What Does It Mean to Be Credit Invisible?

Nearly one in five American adults do not have a credit score. Find out what it means to be "credit invisible" and how consumers can become credit visible.
01/29/2020
At What Age Can You Start Building Credit?

At What Age Can You Start Building Credit?

There’s never a bad time to start building good credit, but there definitely is a good time to start: as early as possible. The earlier someone starts building credit, the easier it will be to seek credit as an adult. The question is: at what age can you start building credit?
01/27/2020
Credit Piggybacking

What Is Piggybacking for Credit?

Credit piggybacking, also called credit card piggybacking, is a commonly used credit-building strategy. However, many people are still unaware of how to access this strategy and use it to their advantage. We’ll define piggybacking for credit and tell you how it can help your credit.
01/26/2020

Easy Credit Hacks That Will Actually Get You Results

Credit repair can take months to see results, but fortunately, there are some credit hacks that you can use to get better credit on a shorter time scale. Check out our list of the best credit hacks to help you improve your credit.
01/23/2020
Fastest ways to build credit

The Fastest Ways to Build Credit [Infographic]

Building credit using traditional methods can take years. In this article and infographic, we’re talking about the fastest ways to build credit.
01/22/2020
Tradelines in 5 Easy Steps

Tradelines in 5 Easy Steps

Buying tradelines doesn’t have to be complicated. Just follow these five steps to make buying tradelines easy!
01/19/2020

What Are Credit Scores and How Can Tradelines Help?

Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are intentionally opaque and difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
01/18/2020
Credit Reports: What You Need to Know

Credit Reports: What You Need to Know

Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
01/17/2020
How to Get Tradelines to Post

How to Get Tradelines to Post

The worst thing that can happen after you buy tradelines is not seeing your tradelines post to your credit report. Fortunately, there are a few things you can do to boost your chances of getting your tradelines to post.
01/16/2020
person writing common mistakes when purchasing tradelines

Common Mistakes Made When Buying Tradelines

Use our list of common mistakes to make sure you get the most out of your tradelines. Don't make the same mistakes we've seen before!
01/13/2020
Do Tradelines Still Work in 2020? | Tradeline Supply Company, LLC

Do Tradelines Still Work in 2020?

One question we often hear is “Do tradelines still work in 2020?” Fortunately, we can say with certainty that tradelines do still work in 2020, and we are confident they will continue to be effective for years to come.
01/11/2020
Is a Balance Transfer Worth It? How to Know if It’s Right for You

Is a Balance Transfer Worth It? How to Know if It’s Right for You

Balance transfers can be a valuable tool for helping consumers get out of credit card debt without being crushed by interest charges. On the other hand, if you’re not careful, they can leave you worse off than you were before. Read this article to find out everything you need to know about balance transfers and how to decide if a balance transfer is right for you.
01/07/2020
A balance transfer could potentially help both your individual and overall credit utilization ratios. Photo by Marco Verch, CC 2.0.

What Is the Difference Between Individual and Overall Credit Utilization Ratios?

What is the difference between your overall credit utilization ratio and individual credit utilization ratios and why does it matter to your credit?
12/30/2019
Building Credit with Tradelines and tradeline supply

Tradelines: What You Should Know About Building Credit

Building credit begins with tradelines. Learn all you need to know about how to build good credit with tradelines.
12/26/2019

Is There Such a Thing as Too Much Credit?

Is it possible to have too much credit? We answer the question of whether having too much credit could hurt your credit score by breaking it down into three parts: having too much available credit, having too much debt, and having too many credit accounts.
12/10/2019
How to Get an 850 Credit Score | Tradeline Supply Company, LLC

How to Get an 850 Credit Score [Infographic]

An 850 credit score is the highest possible credit score. What does it take to achieve the perfect credit score?
12/05/2019
Credit Myths

Let’s Get to the Bottom of These Credit Myths

Credit myths are extremely common. Unfortunately, many people believe these myths, and their credit suffers as a result of taking incorrect actions. Let’s get to the bottom of these credit myths so you can start improving your credit the right way.
11/22/2019
Questions every authorized user should ask when buying tradelines

Questions Every Authorized User Should Ask When Buying Tradelines

Tradelines are investments in your financial future. Make sure you are getting the most out of your authorized user tradelines by asking yourself the following questions first.
11/21/2019
How many tradelines to buy

Buying Tradelines: How Many Tradelines Do I Need?

How many tradelines should you buy? There are cases when it’s best to get a single tradeline and other cases when multiple tradelines might be more appropriate. To help you decide, we’ll discuss examples for each scenario.
11/16/2019
What Happens to Your Credit When You Get Married or Divorced?

What Happens to Your Credit When You Get Married or Divorced?

What happens to your credit score when you get married? Does getting a divorce hurt your credit? Read this article to find out how marriage and divorce can affect your credit score.
11/14/2019
Do Federal Laws Really Help Me Establish Credit? by John Ulzheimer

Do Federal Laws Really Help Me Establish Credit?

Do the FCRA and the CARD act help consumers to establish credit? Credit expert John Ulzheimer weighs in.
11/06/2019
What Is a Credit Freeze on My Credit Report?

What Is a Credit Freeze on My Credit Report?

A credit freeze can be a valuable tool for those who may be concerned about identity theft. However, many people are unaware of how credit freezes work and how to use them.
11/01/2019
credit card cpn how they work

What Is a CPN?

A “CPN” or “CPN number” might sound like a good solution if you have had trouble with your credit and want to “start fresh.” However, CPNs are not what they are marketed to be. Learn the truth about CPNs and why you should avoid them.