Knowledge Center

11/21/2019
How many tradelines to buy

Buying Tradelines: How Many Tradelines Do I Need?

How many tradelines should you buy? There are cases when it’s best to get a single tradeline and other cases when multiple tradelines might be more appropriate. To help you decide, we’ll discuss examples for each scenario.
11/18/2019
Credit Myths

Let’s Get to the Bottom of These Credit Myths

Credit myths are extremely common. Unfortunately, many people believe these myths, and their credit suffers as a result of taking incorrect actions. Let’s get to the bottom of these credit myths so you can start improving your credit the right way.
11/16/2019
What Happens to Your Credit When You Get Married or Divorced?

What Happens to Your Credit When You Get Married or Divorced?

What happens to your credit score when you get married? Does getting a divorce hurt your credit? Read this article to find out how marriage and divorce can affect your credit score.
11/14/2019
Do Federal Laws Really Help Me Establish Credit? by John Ulzheimer

Do Federal Laws Really Help Me Establish Credit?

Do the FCRA and the CARD act help consumers to establish credit? Credit expert John Ulzheimer weighs in.
11/08/2019
The Surprising History of the Credit Bureaus

The Surprising History of the Credit Bureaus

Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Find out how the credit bureaus evolved into what they are today and about the many scandals that have taken place along the way.
11/06/2019
What Is a Credit Freeze on My Credit Report?

What Is a Credit Freeze on My Credit Report?

A credit freeze can be a valuable tool for those who may be concerned about identity theft. However, many people are unaware of how credit freezes work and how to use them.
11/01/2019
credit card cpn how they work

What Is a CPN?

A “CPN” or “CPN number” might sound like a good solution if you have had trouble with your credit and want to “start fresh.” However, CPNs are not what they are marketed to be. Learn the truth about CPNs and why you should avoid them.
10/30/2019
Don’t I Have the Right to a Credit Report? by John Ulzheimer

Don’t I Have the Right to a Credit Report?

Do consumers have the right to certain credit report information or even the right to a credit report at all? Credit expert John Ulzheimer explains the answer to this important question.
10/29/2019
Credit Repair & Tradelines - Infographic

Credit Repair vs. Tradelines [Infographic]

Perhaps the title “Credit Repair vs Tradelines” is not entirely accurate, but this is a common way that many consumers think of the two industries. In truth, the services really go hand-in-hand, but we will highlight several differences in order to understand the full range of credit-related options.
10/28/2019
If you receive any bills that are in your name but do not belong to you, that is a sign of possible fraudulent activity.

What Is a Derogatory Item on Your Credit Report?

Derogatory items can stay on your credit report and damage your credit scores for years. We’ll help you understand minor and major derogatories, how derogatory items affect your credit score, and what you can do about them.
10/27/2019
person writing common mistakes when purchasing tradelines

Common Mistakes Made When Buying Tradelines

Use our list of common mistakes to make sure you get the most out of your tradelines. Don't make the same mistakes we've seen before!
10/23/2019
Credit Builder Loan

Credit-Builder Loans: Can They Help You?

For those struggling to build credit, a credit-builder loan may be one way to get a loan with no credit check and start building a positive credit history.
10/22/2019

What Is Bad Credit and How Can It Affect You?

Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you?
10/21/2019
Thinking about credit report and buying tradelines

How to Choose a Tradeline: A Buyer’s Guide

Choosing the right tradelines for your credit can be a challenge. Since everyone's credit report is unique, there is no "one size fits all" approach. Learn more about how to choose the right authorized user tradelines to buy using our helpful buyer's guide.
10/18/2019
The #1 Secret on How to Unlock the Power of Tradelines

The #1 Secret on How to Unlock the Power of Tradelines

People tend to think that the limit of the tradeline is more important, but if you believe this, you are misinformed and you will not get the results you hope for. If you want to see good results, you have to focus on age.
10/17/2019
How to Get Tradelines to Post

How to Get Tradelines to Post

The worst thing that can happen after you buy tradelines is not seeing your tradelines post to your credit report. Fortunately, there are a few things you can do to boost your chances of getting your tradelines to post.
10/16/2019
VantageScore vs. FICO Scores: What's the Difference?

VantageScore vs. FICO Score: What’s the Difference?

What is a VantageScore credit score and how is it different from a FICO credit score? Which one is better? We compare the two types of credit scores in this article.
10/15/2019
Some experts recommend freezing your child's credit to prevent identity theft.

At What Age Can You Start Building Credit?

There’s never a bad time to start building good credit, but there definitely is a good time to start: as early as possible. The earlier someone starts building credit, the easier it will be to seek credit as an adult. The question is: at what age can you start building credit?
10/14/2019
Are Credit Inquiries Really Killing Your Credit?

Are Inquiries Really Killing Your Credit? What You Need to Know

Inquiries are often blamed for people's bad credit, but we're not so sure that's the case. Read this article to learn what hard inquiries and soft inquiries are and the truth about how inquiries affect your credit score.
10/11/2019
Fastest ways to build credit

The Fastest Ways to Build Credit [Infographic]

Building credit using traditional methods can take years. In this article and infographic, we’re talking about the fastest ways to build credit.
10/07/2019
This Is How a Rapid Rescore Can Boost Your Credit Score Fast

This Is How a Rapid Rescore Can Boost Your Credit Score Fast

If you’re wondering how to update your credit report information fast so that you can improve your credit rating quickly, you may be interested in getting a rapid rescore. Find the answers to all your questions about rapid rescores in this article.
10/04/2019
How to Get an 850 Credit Score | Tradeline Supply Company, LLC

How to Get an 850 Credit Score [Infographic]

An 850 credit score is the highest possible credit score. What does it take to achieve the perfect credit score?
10/04/2019

Why Age Is the Most Valuable Factor of a Tradeline

Tradelines are commonly believed to have more of a positive impact on one’s credit score at certain age levels. Based on the examples we have seen, we have come up with our own observations on the question of which age levels are particularly beneficial for credit scores.
10/03/2019
How to Fix The Most Common Credit Report Errors

How to Fix The Most Common Credit Report Errors

It’s all too likely that you may have an error on your credit report. Read this article to learn about common types of errors on credit reports and how to fix them.
09/26/2019
Credit Reports: What You Need to Know

Credit Reports: What You Need to Know

Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
09/23/2019
What’s the Difference Between Credit Repair and Adding Tradelines?

What’s the Difference Between Credit Repair and Adding Tradelines?

There is a disconnect between what is understood as traditional credit repair versus adding tradelines to your credit reports. Credit expert John Ulzheimer explains the difference in this article.
09/12/2019
Are Revolving Accounts More Powerful Than Installment Accounts?

Are Revolving Accounts More Powerful Than Installment Accounts?

Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
09/12/2019

What Happened to Equal Credit Opportunity for All?

Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
09/11/2019
Overall Utilization vs. Individual Utilization. Photo by Marco Verch, CC 2.0.

What Is the Difference Between Individual and Overall Credit Utilization Ratios?

What is the difference between your overall credit utilization ratio and individual credit utilization ratios and why does it matter to your credit?
09/10/2019

What Are Credit Scores and How Can Tradelines Help?

Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are intentionally opaque and difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.