Knowledge Center
12/30/2023
Buying tradelines can be a difficult decision. Here are some tips on what to look for and what to watch out for when choosing a tradeline company.
12/22/2023
Artificial intelligence (AI) has been making headlines in recent months. As AI develops into a more sophisticated tool, it’s natural to wonder how this technology might impact financial advice. If AI can answer other questions, can it be trusted to provide worthwhile financial advice?
12/15/2023
If you want to build your credit score, responsibly managing revolving and open credit accounts can help. Let’s explore what these accounts are and how you can leverage these types of accounts into a better credit score.
12/07/2023
Credit repair can take months to see results, but we have effective credit hacks that you can use to get a better credit score fast. Check out our list of the best credit hacks that will help you improve your credit.
12/06/2023
Do tradelines still work in 2024? Find out if tradelines still work and if they will continue to be effective for years to come.
12/01/2023
Saving more money is solid financial advice. In theory, we all know that saving money is important. But when it comes to managing our funds, it can be difficult to track how much of our income we actually save.
11/19/2023
If you’re wondering how to update your credit report information fast so that you can improve your credit rating quickly, you may be interested in getting a rapid rescore. Find the answers to all your questions about rapid rescores in this article.
11/17/2023
Generation Z represents the youngest generation of consumers. As a member of Gen Z, the financial choices you make now can have an outsized impact on your financial future.
11/10/2023
Do you have derogatory items dragging down your credit score? Here's how to get derogatory entries removed from your credit report.
11/03/2023
While stress of any kind can take a toll on your health, certain kinds of stress are especially prevalent in American society. Financial stress is one type of stress that can permeate your life.
10/30/2023
Certain negative items could potentially stay on your credit report permanently. Here are the three exceptions to the 7-10 year limit on negative information imposed by the FCRA.
10/27/2023
While it’s relatively easy to slip into credit card debt, it’s a challenge for many to pay off this kind of debt. High interest rates make repayment an uphill battle. With that, it’s best to completely avoid credit card debt if you can.
10/19/2023
Is it possible to have too much credit? We answer the question of whether having too much credit could hurt your credit score by breaking it down into three parts: having too much available credit, having too much debt, and having too many credit accounts.
10/05/2023
Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
09/29/2023
If a good credit score is a priority for you, a derogatory mark is the last thing you want to see on your credit report. Unfortunately, a derogatory mark could spell trouble for your credit score.
09/25/2023
Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are complex and can be difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
09/21/2023
While credit cards are convenient, the reality is there are sometimes plenty of fees attached. If you want to learn more about credit card fees and how to avoid them, you are in the right place.
09/16/2023
Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you? In addition to explaining what bad credit is and why you need to avoid it, we'll also provide some strategies in this article to help you fix bad credit.
09/14/2023
Secured credit and unsecured credit are types of credit that are very different in terms of risk to consumers and lenders.
09/10/2023
Inquiries are often blamed for people's bad credit, but we're not so sure that's the case. Read this article to learn what hard inquiries and soft inquiries are and the truth about how inquiries affect your credit score.
09/08/2023
If you have bad credit or no credit at all, you’ll likely have a hard time getting a loan. Fortunately, there are some ways to start building credit even when you haven’t used credit before.
09/07/2023
“How do tradelines work?” is a question we hear all the time from people who are new to the tradeline industry. We’ll break down what tradelines are, how tradelines work, and how they can affect your credit.
08/30/2023
The FICO Resilience Index is a new type of credit score designed to help lenders better evaluate credit risk in today’s shaky economy. Should you be worried about your Resilience Index rating?
08/25/2023
Saving money is a cornerstone skill for building a stable financial future. Without saving, it’s impossible to build a strong financial foundation. But reaching savings goals is often easier said than done.
08/18/2023
Whether you have bad credit or no credit, a secured credit card might be the solution you need to improve your credit. While a secured credit card isn’t the right choice for everyone, it is a worthwhile option for some trying to build their credit.
08/10/2023
If you are shopping for a car loan with bad credit, you have a challenge ahead of you. We’ll take a close look at the ins and outs of getting a car loan with bad credit and show you what you can do to improve your approval odds.
08/03/2023
It’s all too likely that you may have errors on your credit report. Read this article to learn about common types of errors on credit reports and how to fix them.
08/02/2023
Primary tradelines are usually the goal of anyone trying to build credit. However, buying a “primary tradeline” may involve actions that are questionable at best and possibly illegal at worst, and it may not even help as much as you may hope.
