Knowledge Center
04/04/2022
Most lenders use your FICO credit score when they are deciding whether or not to extend credit to you. If you need to check your FICO score, where can you do so without paying a fee to access it? This article lists some of the best places to get your FICO score for free.
03/30/2022
If you are running a company, it is possible that your business will need to lean on credit one day. Whether you want to open a business credit card or take out business financing, a business credit score is a vital piece of the puzzle. In this article, learn about business credit and how it can impact your funding needs.
03/28/2022
If you’re new to tradelines, have no fear. At Tradeline Supply Company, LLC, we provide free educational content so you can empower yourself to make smart […]
03/26/2022
Is it possible to have too much credit? We answer the question of whether having too much credit could hurt your credit score by breaking it down into three parts: having too much available credit, having too much debt, and having too many credit accounts.
03/25/2022
A credit-builder loan can help you improve your credit, but it is critical that you understand exactly what it is and how this type of loan could impact your credit. Let’s explore credit-builder loans so you can decide if this tool is right for you.
03/22/2022
It’s a good idea to use your tax refund to get ahead financially. But where should you allocate these funds? Let’s take a closer look at how you can use your tax refund to move toward your financial goals.
03/18/2022
Credit repair can take months to see results, but we have effective credit hacks that you can use to get a better credit score fast. Check out our list of the best credit hacks that will help you improve your credit.
03/04/2022
Do tradelines still work in 2022? Find out if tradelines still work and if they will continue to be effective for years to come.
03/01/2022
If you are shopping for a car loan with bad credit, you have a challenge ahead of you. We’ll take a close look at the ins and outs of getting a car loan with bad credit and show you what you can do to improve your approval odds.
02/15/2022
Is the authorized user tradeline strategy effective? Credit expert John Ulzheimer explains why and how authorized user tradelines work.
02/12/2022
John Ulzheimer sheds light on which strategies to get more credit score points hold merit and which ones are just myths.
02/10/2022
It’s crucial to understand credit scores if you want to set yourself up for financial success. Keep reading to find out why credit scores matter, how having a poor credit score can limit opportunities, and what you can do to improve poor credit scores.
02/04/2022
It’s all too likely that you may have errors on your credit report. Read this article to learn about common types of errors on credit reports and how to fix them.
01/31/2022
If you need help building your credit, the right credit card can make all the difference. Here is a list of the best credit-building credit cards of 2022 to get you started.
01/29/2022
There’s never a bad time to start building good credit, but there is definitely a good time to start: as early as possible. So when can you start building credit?
01/26/2022
Certain negative items could potentially stay on your credit report permanently. Here are the three exceptions to the 7-10 year limit on negative information imposed by the FCRA.
01/23/2022
While being an authorized user on someone's credit card can be helpful for many consumers, it's important to remember that it can also hurt your credit in some cases. Learn these scenarios where you should not be an authorized user so you can make wise decisions for your credit.
01/21/2022
Credit inequality and lack of equal economic opportunity hold us all back. Here's why everyone would prosper from greater financial equality and what you can do to help our nation achieve this goal.
01/07/2022
While most people know they have credit scores, they may not understand why these score numbers matter or how they are determined. Read this article to learn how different credit score ranges can impact your life and tips to help you improve your credit score.
01/03/2022
Collections can damage your credit score for a long time, so it's important to understand them. This helpful guide explains what collections are, how they affect your credit, how collection agencies try to re-age debt, how to get collections removed from your credit report, and more.
01/03/2022
A credit score is a three-digit number that reflects your creditworthiness, which can greatly impact your life. In this article, learn the best strategies to build up your credit score.
12/15/2021
An 850 credit score is the highest possible credit score. What does it take to achieve the perfect credit score?
12/12/2021
“Alternative data” is a concept that is becoming increasingly popular as one possible solution to the problem of credit invisibility. Let’s shed some light on the emerging topic of alternative credit data and how it could help or hurt consumers.
12/10/2021
These credit cards allow you to apply despite having a low credit score. Read this guide to learn about the best-rated credit cards for bad credit in 2022!
12/05/2021
The debt snowball and the debt avalanche are the two most popular methods for paying off debt. We explain how they work, the pros and cons of each approach, and how to decide which debt payoff strategy is right for you.
11/15/2021
Credit sweeps are a heavily advertised and promoted service among credit repair companies. Is it really a good idea to purchase a credit sweep to boost your credit score? Here are some things to think about before signing up for a credit sweep.
11/08/2021
Selling tradelines is a great opportunity to earn passive income. Learn how to choose the best tradeline company to sell your tradelines.
11/04/2021
FICO 10 and FICO 10 T are new credit scoring models that have the potential to change the credit industry in a major way. What do they mean for you as a consumer? Read this article to find out.
10/25/2021
If you’re wondering how to update your credit report information fast so that you can improve your credit rating quickly, you may be interested in getting a rapid rescore. Find the answers to all your questions about rapid rescores in this article.
10/18/2021
People tend to think that the limit of the tradeline is more important, but if you believe this, you are misinformed and you will not get the results you hope for. If you want to see good results, you have to focus on age.
