Knowledge Center
05/13/2022
Are you thinking of driving a new car? If so, you're in luck. Here are some of the best tips and tricks for shopping for a car in 2022.
05/11/2022
When you have high-interest credit card debt holding you back, it can be a drain on your personal finances. The good news is that debt consolidation or credit card refinancing may offer a path to freedom from your credit card debt.
05/09/2022
While credit mix only makes up 10% of your FICO score, it’s still important to consider when building credit. Check out our infographic about mix of credit and types of credit.
05/06/2022
Most ratings and buyers' guides of credit repair companies are nothing more than paid advertisements—but not here! This is the insider's guide to the good, the bad, and the ugly credit repair companies. Our guide is dedicated to helping you find the best credit repair company for your situation.
05/03/2022
If you can’t seem to keep hold of your money, we recommend you look at these four essential money cognitive capacities and see where you can improve. We'll help you reframe the narratives you have around money and help hone in on a better approach to your finances.
05/02/2022
Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
04/28/2022
Your credit score can impact your finances in many ways. Let’s explore the reasons why having a good credit score is so essential.
04/27/2022
Derogatory items can stay on your credit report and damage your credit scores for years. We’ll help you understand minor and major derogatories, how derogatory items affect your credit score, and what you can do about them.
04/27/2022
What if you connected to your emotions surrounding money and that helped you actually master your finances? This guide will help you feel confident in tackling your money from a new perspective and build your wealth so that you can live a fuller, happier life.
04/24/2022
Nearly one in five American adults do not have a credit score. Find out what it means to be "credit invisible" and how consumers can become credit visible.
04/22/2022
Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Learn about how the credit bureaus evolved into what they are today and the many controversies that have taken place along the way.
04/21/2022
What is a VantageScore credit score and how is it different from a FICO credit score? Which one is better? We compare the two types of credit scores in this article.
04/20/2022
Lenders are less willing to provide spending power to borrowers who have yet to prove their creditworthiness. But even if you have bad credit, you may still be able to give your credit limit a boost.
04/17/2022
If you’ve been working to increase your credit score and haven’t seen results, you're probably wondering, "why isn’t my credit score increasing?" Find out why your score isn’t improving and how to address it.
04/11/2022
Credit cards are not only a useful payment method for making purchases but also an essential component of a solid credit-building strategy. When you have the knowledge to use credit cards to your advantage rather than to your detriment, they can be an extremely powerful financial tool to have in your arsenal.
04/09/2022
"Buy now, pay later" services can be convenient for those on a tight budget. But how do these BNPL services affect your credit? Let’s take a look at how this popular payment option could impact your credit scores.
04/06/2022
It can be overwhelming to try and manage several different credit card balances. If you’re in this difficult position, it might be worth considering debt consolidation. Keep reading to learn how debt consolidation works and see if it could help your credit score.
04/04/2022
Perhaps the title “Credit Repair vs Tradelines” is not entirely accurate, but this is a common way that many consumers think of the two industries. In truth, the services really go hand-in-hand, but we will highlight several differences in order to understand the full range of credit-related options.
04/04/2022
Most lenders use your FICO credit score when they are deciding whether or not to extend credit to you. If you need to check your FICO score, where can you do so without paying a fee to access it? This article lists some of the best places to get your FICO score for free.
03/30/2022
If you are running a company, it is possible that your business will need to lean on credit one day. Whether you want to open a business credit card or take out business financing, a business credit score is a vital piece of the puzzle. In this article, learn about business credit and how it can impact your funding needs.
03/28/2022
If you’re new to tradelines, have no fear. At Tradeline Supply Company, LLC, we provide free educational content so you can empower yourself to make smart […]
03/26/2022
Is it possible to have too much credit? We answer the question of whether having too much credit could hurt your credit score by breaking it down into three parts: having too much available credit, having too much debt, and having too many credit accounts.
03/25/2022
A credit-builder loan can help you improve your credit, but it is critical that you understand exactly what it is and how this type of loan could impact your credit. Let’s explore credit-builder loans so you can decide if this tool is right for you.
03/22/2022
It’s a good idea to use your tax refund to get ahead financially. But where should you allocate these funds? Let’s take a closer look at how you can use your tax refund to move toward your financial goals.
03/18/2022
Credit repair can take months to see results, but we have effective credit hacks that you can use to get a better credit score fast. Check out our list of the best credit hacks that will help you improve your credit.
03/04/2022
Do tradelines still work in 2022? Find out if tradelines still work and if they will continue to be effective for years to come.
03/01/2022
If you are shopping for a car loan with bad credit, you have a challenge ahead of you. We’ll take a close look at the ins and outs of getting a car loan with bad credit and show you what you can do to improve your approval odds.
02/15/2022
Is the authorized user tradeline strategy effective? Credit expert John Ulzheimer explains why and how authorized user tradelines work.
02/12/2022
John Ulzheimer sheds light on which strategies to get more credit score points hold merit and which ones are just myths.
02/10/2022
It’s crucial to understand credit scores if you want to set yourself up for financial success. Keep reading to find out why credit scores matter, how having a poor credit score can limit opportunities, and what you can do to improve poor credit scores.
