Credit Countdown Videos
02/16/2023
Go behind the scenes of the dispute process used in credit repair and learn the importance of the Metro 2 and e-OSCAR systems in credit disputes.
02/15/2022
Is the authorized user tradeline strategy effective? Credit expert John Ulzheimer explains why and how authorized user tradelines work.
02/12/2022
John Ulzheimer sheds light on which strategies to get more credit score points hold merit and which ones are just myths.
01/26/2022
Certain negative items could potentially stay on your credit report permanently. Here are the three exceptions to the 7-10 year limit on negative information imposed by the FCRA.
01/23/2022
While being an authorized user on someone's credit card can be helpful for many consumers, it's important to remember that it can also hurt your credit in some cases. Learn these scenarios where you should not be an authorized user so you can make wise decisions for your credit.
11/15/2021
Credit sweeps are a heavily advertised and promoted service among credit repair companies. Is it really a good idea to purchase a credit sweep to boost your credit score? Here are some things to think about before signing up for a credit sweep.
11/04/2021
FICO 10 and FICO 10 T are new credit scoring models that have the potential to change the credit industry in a major way. What do they mean for you as a consumer? Read this article to find out.
09/21/2021
Do you have derogatory items dragging down your credit score? Here's how to get derogatory entries removed from your credit report.
09/09/2021
The “opt-out” myth is one of many myths that lead consumers astray when it comes to credit. What is the opt-out myth and why does it not work?
09/02/2021
Secured and unsecured debt are very different types of credit. Learn the benefits and drawbacks of each and how they can affect your credit score.
08/25/2021
Millions of consumers in the US lack a credit score and are "credit invisible." Learn why you may not have a credit score and what you can do to gain credit history and become credit visible.
07/09/2021
Credit cards often get a bad rap, but you don’t have to get into credit card debt or pay interest in order to take advantage of their benefits. Read this article to learn how to use credit cards the right way.
06/14/2021
What is a DLA (date of last activity) on your credit report and do you need to worry about it affecting your credit score? Find out in this Credit Countdown video.
06/07/2021
Is it better to pay for purchases using a credit card or a debit card? Use the information in this article to decide.
05/15/2021
"Mixed" or "confused" files, duplicate files, and fragmented files are all cases in which your credit report may be inaccurate.
05/09/2021
![Credit Countdown: Credit Dispute Forms [video thumbnail]](https://tradelinesupply.com/wp-content/uploads/2021/04/Credit-Dispute-Forms-1-300x169.png)
When you file a credit dispute, there are certain forms and processes required to resolve the dispute. Different forms are used depending on which type of dispute you are filing. Learn what these forms are used for, when they are used, and what information is included on them.
05/04/2021
These are the top three credit myths that just won’t seem to go away, according to credit expert John Ulzheimer.
04/17/2021
Could inquiry "bumpage" and "choppage" improve your credit? Find out from an expert who has spent three decades in the industry, John Ulzheimer.
