Legal & Ethical Topics
09/06/2024
If you are renting a place to call home, your use of the property is protected through renters’ rights (also known as tenants’ rights). Whether you are living in a rental or renting out a property to a tenant, understanding the ins and outs of renters’ rights can make your life easier.
07/11/2024
Identity theft is no laughing matter. When your identity is stolen, it can affect your entire financial life, from your credit to your ability to apply for loans. You want to make sure that you’re protected from identity theft.
03/24/2024
Nearly one in five American adults do not have a credit score. Find out what it means to be "credit invisible" and how consumers can become credit visible.
01/15/2024
Credit sweeps are a heavily advertised and promoted service among credit repair companies. John Ulzheimer explains why you need to watch out for credit sweep scams in an episode of Credit Countdown.
12/06/2023
Do tradelines still work in 2024? Find out if tradelines still work and if they will continue to be effective for years to come.
08/02/2023
Primary tradelines are usually the goal of anyone trying to build credit. However, buying a “primary tradeline” may involve actions that are questionable at best and possibly illegal at worst, and it may not even help as much as you may hope.
06/30/2023
Economic inequality is the unequal distribution of wealth, income, and opportunity between different groups in society. It affects social structures deeply because it leaves some communities more vulnerable to poverty and harm than others.
08/09/2022
A CPN might sound like a good solution if you have had trouble with your credit and want to “start fresh.” However, CPNs are not what they are marketed to be. Learn the truth about CPNs and why you should avoid them.
08/07/2022
A look at how the LGBTQ community has been treated historically shows why we need policies to tackle discrimination and help this marginalized community build wealth.
07/20/2022
Understanding the racial wealth gap in America is crucial to taking steps to make a more equitable economy. Now is a great time to be addressing systemic problems like racial and economic inequality.
04/22/2022
Most of us have credit reports assembled about us by the credit bureaus, yet few of us know about the surprising history of credit reporting. Learn about how the credit bureaus evolved into what they are today and the many controversies that have taken place along the way.
01/21/2022
Credit inequality and lack of equal economic opportunity hold us all back. Here's why everyone would prosper from greater financial equality and what you can do to help our nation achieve this goal.
08/01/2021
Tradeline reviews are an important factor to consider when buying tradelines. Here's what you need to know about our Tradeline Supply Company reviews.
03/29/2021
Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
10/06/2020
Do the FCRA and the CARD act help consumers to establish credit? Credit expert John Ulzheimer weighs in.
10/04/2020
Do consumers have the right to certain credit report information or even the right to a credit report at all? Credit expert John Ulzheimer explains the answer to this important question.
08/24/2020
“Are tradelines legal?” is one of the first questions people ask when they are introduced to the tradeline business. To answer this question, we will reference what authorities have said about the tradeline industry and show what their conclusions have been.
06/11/2020
As our nation collectively reckons with its history, we want to shed some light on the economic inequalities in America.
