Knowledge Center
02/03/2023
With the right financial habits, you can transform your financial future. But with the wrong financial skills, you might be digging yourself into a deeper hole. If you aren’t sure where to start building financial skills, you are in the right place.
01/28/2023
Building more protection for your credit score is just one of many ways that a savings challenge can improve your finances. We’ll take a closer look at the top savings challenges.
01/26/2023
Credit myths are extremely common. Unfortunately, many people believe these myths, and their credit suffers as a result of taking incorrect actions. Let’s get to the bottom of these credit myths so you can start improving your credit the right way.
01/20/2023
As the new year rolls around, it’s a great time to set yourself up for financial success. With the right financial moves, you can create smoother sailing in the year ahead.
01/12/2023
For some lucky workers, this time of year comes with a holiday bonus. Whether you’ve received a bonus that you’ve been expecting or were pleasantly surprised by a generous bonus, you likely want to put these funds to good use.
01/06/2023
For shoppers that regularly spend at Best Buy, taking advantage of the Best Buy credit card might be the right move for your wallet. Let’s explore what you need to know about the available Best Buy credit cards.
12/31/2022
Your credit scores are one of the many things that you need to stay on top of during a move. The good news is that it’s absolutely possible to protect your credit scores during a move. But it will take a little bit of planning to make sure that credit score-damaging issues don't slip through the cracks.
12/23/2022
The right money management habits can help you work your way toward a better credit score. Let’s explore how to cultivate habits that may change your credit score for the better.
12/14/2022
The top credit repair companies are getting on board with authorized user tradelines as a way to take their clients—and their businesses—to the next level of success. Keep reading to find out why the future of credit repair depends on tradelines.
12/09/2022
When it comes to building credit, the right mindset can make all the difference. Although simply thinking about building credit in a positive way won’t give your credit score a boost, it might provide just the influx of energy you need to stick to your credit-building goals.
12/06/2022
Many people are uncertain about what may happen to their credit when they get married and what can happen to their credit if they get divorced. For example, it is commonly believed that your credit report merges with your spouse’s credit report when you get married. Is that really true? And what happens to your credit when you get divorced?
12/03/2022
Did you know that all credit is built from tradelines? Although this fact is not often discussed, it’s just as important to understand when it comes to building credit.
12/02/2022
Regardless of your financial goals, an extra income stream can always come in handy. If you are trying to build better credit, the funds you bring in from a side hustle could help you transform your credit score situation.
11/17/2022
As the cooler weather sets in, the holiday season is starting to appear on the horizon. Although the festive season is filled with lots of fun, […]
11/16/2022
With so many Americans unemployed and struggling financially, it’s more important than ever to go into the holiday season with a smart strategy to keep your finances intact. Here are some tips on how to make it through the holiday season without going overboard on spending, hurting your credit, and derailing your financial goals.
11/10/2022
Depending on your situation, a frugal outlook could translate into a useful tool for building credit. Let’s explore how you can potentially increase your credit score with an assist from your frugal tendencies.
11/03/2022
Building credit can be a challenge, particularly for those who have never had credit before. Fortunately, becoming an authorized user on a credit card can provide a pathway to credit-building for many consumers.
10/24/2022
The allure of credit card rewards could prove too dangerous for some. But it’s possible to maintain a great credit score while taking advantage of the rewards opportunities on the table.
10/20/2022
A credit freeze can be a valuable tool for those who may be concerned about identity theft. However, many people are unaware of how credit freezes work and how to use them.
10/16/2022
Relocating to a new country is an exciting time as the start of a new chapter. One major challenge for those relocating to the United States is the necessity of building a credit score from scratch. Let’s explore how you can build credit after moving to the United States.
10/06/2022
Those able to skirt around the financial pitfalls of debt may wonder how this financial success will impact your credit score. Let’s explore whether or not avoiding debt will hurt your credit score, plus strategies you can implement to build credit while avoiding debt.
09/30/2022
There is no denying that going through a divorce is a challenging and stressful time. On top of the emotional cost, there are financial costs that often tag along with divorce. One of the many ways that a divorce can impact your finances is by negatively impacting your credit score.
09/18/2022
Credit, as related to personal finance, refers to someone's ability to pay lenders back. Many years ago, bankers and individual lenders were forced to gauge a prospective borrower's credit subjectively—they had no metrics or statistics to turn to in making such judgments.
09/15/2022
Payment history accounts for 35% of your FICO score. So, if you miss a payment, that could have a big impact on your credit score. Let’s explore how a missed payment will affect your credit score.
09/09/2022
Money is the most influential element that we run into in our daily lives. It either empowers us or hinders us, depending on how much control we have over the money in our lives.
08/25/2022
If you’ve ever looked into repairing your credit, you may have seen credit repair businesses advertising “609 dispute letters” as a way to remove negative information on your credit report. What is the idea behind this strategy, and do 609 dispute letters work?
08/12/2022
When a recession is on the horizon, it’s time to prepare your finances for the potential storm ahead. Although a recession can batter personal finances across the country, it’s possible to protect your financial situation and credit score with a bit of preparation.
08/09/2022
A CPN might sound like a good solution if you have had trouble with your credit and want to “start fresh.” However, CPNs are not what they are marketed to be. Learn the truth about CPNs and why you should avoid them.
08/07/2022
A look at how the LGBTQ community has been treated historically shows why we need policies to tackle discrimination and help this marginalized community build wealth.
08/04/2022
As a member of the military, you face tough challenges on a regular basis. The tenacity and perseverance you build during your career can translate into other aspects of your life. One place to channel your energy is into building a great credit score.
