Knowledge Center

07/09/2021
How to Use Credit Cards Responsibly Without Going Into Debt

How to Use Credit Cards Responsibly Without Going Into Debt

Credit cards often get a bad rap, but you don’t have to get into credit card debt or pay interest in order to take advantage of their benefits. Read this article to learn how to use credit cards the right way.
06/21/2021
Thinking about credit report and buying tradelines

How to Choose a Tradeline: A Buyer’s Guide

Choosing the right tradelines for your credit can be a challenge. Learn more about how to choose the right authorized user tradelines to buy using our helpful buyer's guide.
06/14/2021
Credit Countdown: What Is a Date of Last Activity?

Date of Last Activity (DLA): What Is It and Does It Really Matter?

What is a DLA (date of last activity) on your credit report and do you need to worry about it affecting your credit score? Find out in this Credit Countdown video.
06/07/2021
Debit Cards vs. Credit Cards

Debit vs. Credit Cards: Which Is the Better Way to Pay?

Is it better to pay for purchases using a credit card or a debit card? Use the information in this article to decide.
05/15/2021
What Does It Mean if Your Credit File Is Confused or Mixed?

What Does It Mean if Your Credit File Is Confused or Mixed?

"Mixed" or "confused" files, duplicate files, and fragmented files are all cases in which your credit report may be inaccurate.
05/09/2021
Credit Countdown: Credit Dispute Forms [video thumbnail]

Which Forms Are Used to Complete the Credit Dispute Process?

When you file a credit dispute, there are certain forms and processes required to resolve the dispute. Different forms are used depending on which type of dispute you are filing. Learn what these forms are used for, when they are used, and what information is included on them.
05/04/2021
The Top 3 Credit Myths That Won't Go Away

The Top 3 Credit Myths That Won’t Go Away

These are the top three credit myths that just won’t seem to go away, according to credit expert John Ulzheimer.
04/17/2021
Inquiry Bumpage and Choppage

Can Inquiry “Bumpage” and “Choppage” Help Your Credit?

Could inquiry "bumpage" and "choppage" improve your credit? Find out from an expert who has spent three decades in the industry, John Ulzheimer.
03/29/2021

What Happened to Equal Credit Opportunity for All?

Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
03/05/2021
How many tradelines to buy

Buying Tradelines: How Many Tradelines Do I Need?

How many tradelines should you buy? There are cases when it’s best to get a single tradeline and other cases when multiple tradelines might be more appropriate. To help you decide, we’ll discuss examples for each scenario.
10/18/2020
Credit scoring "buckets" can complicate the effect that a dispute may have on your credit score.

What Are Credit Scoring “Buckets?”

Credit expert John Ulzheimer explains how credit scoring "buckets" work in assigning points to your credit score.
10/08/2020
What’s the Difference Between Credit Repair and Adding Tradelines?

What’s the Difference Between Credit Repair and Adding Tradelines?

There is a disconnect between what is understood as traditional credit repair versus adding tradelines to your credit reports. Credit expert John Ulzheimer explains the difference in this article.
10/06/2020
Do Federal Laws Really Help Me Establish Credit? by John Ulzheimer

Do Federal Laws Really Help Me Establish Credit?

Do the FCRA and the CARD act help consumers to establish credit? Credit expert John Ulzheimer weighs in.
10/04/2020
Don’t I Have the Right to a Credit Report? by John Ulzheimer

Don’t I Have the Right to a Credit Report?

Do consumers have the right to certain credit report information or even the right to a credit report at all? Credit expert John Ulzheimer explains the answer to this important question.
09/28/2020
How Are Authorized User Tradelines Considered by Credit Scoring Systems? By John Ulzheimer

How Are Authorized User Tradelines Considered by Credit Scoring Systems?

Just like primary accounts, authorized user tradelines can help or hurt your credit score, depending on how they are managed.
09/24/2020
How to Increase Your Credit Limit

How to Increase Your Credit Limit

If you have credit cards with low limits, you may want to increase your credit limit. In this article, we cover everything you need to know about how to get a higher credit limit.
09/20/2020

FICO Resilience Index: Should You Be Worried? [Infographic]

The FICO Resilience Index is a new type of credit score designed to help lenders better evaluate credit risk in today’s shaky economy. Should you be worried about your Resilience Index rating?
09/13/2020

Credit Expert: Can Authorized User Tradelines Build Credit?

Authorized user tradelines can be a fantastic way to build your credit reports and credit scores, according to credit expert John Ulzheimer.
09/10/2020
The interest rate of a credit card, expressed as the APR, is important to be aware of if you ever carry a balance on the card.

What Is the Difference Between Individual and Overall Credit Utilization Ratios?

What is the difference between your overall credit utilization ratio and individual credit utilization ratios and why does it matter to your credit?
09/09/2020
What is the "right" number of credit cards?

What’s the “Right” Number of Credit Cards?

What is the right number of credit cards to have in your credit file? Credit expert John Ulzheimer explains the answer.
09/03/2020
Building Credit with Tradelines and tradeline supply

Tradelines: What You Should Know About Building Credit

Building credit begins with tradelines. Learn all you need to know about how to build good credit with tradelines.
08/24/2020
Are Tradelines Legal?

Are Tradelines Legal?

“Are tradelines legal?” is one of the first questions people ask when they are introduced to the tradeline business. To answer this question, we will reference what authorities have said about the tradeline industry and show what their conclusions have been.
07/31/2020

How to Protect Your Finances and Credit During the Pandemic

Managing your finances and protecting your credit in the time of COVID-19 is a daunting task. Here are some steps you can take to get started right now.
07/23/2020
Credit Builder Loan

Credit-Builder Loans: Can They Help You?

For those struggling to build credit, a credit-builder loan may be one way to get a loan with no credit check and start building a positive credit history.
06/29/2020

FICO 10: What You Need to Know About the New Credit Score

FICO 10 and FICO 10 T will cause millions of consumers' credit scores to change. Learn more about the new FICO credit scores and how they will affect the tradeline industry.
06/27/2020
Credit Piggybacking

What Is Piggybacking for Credit?

Credit piggybacking, also called credit card piggybacking, is a commonly used credit-building strategy. However, many people are still unaware of how to access this strategy and use it to their advantage. We’ll define piggybacking for credit and tell you how it can help your credit.
06/11/2020
A Spotlight on the Staggering Financial Inequalities in America

A Spotlight on the Staggering Financial Inequalities in America

As our nation collectively reckons with its history, we want to shed some light on the economic inequalities in America.
05/28/2020
Are Credit Inquiries Really Killing Your Credit?

Are Inquiries Really Killing Your Credit? What You Need to Know

Inquiries are often blamed for people's bad credit, but we're not so sure that's the case. Read this article to learn what hard inquiries and soft inquiries are and the truth about how inquiries affect your credit score.
05/24/2020

What Is Bad Credit and How Can It Affect You?

Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you?
05/03/2020
Credit Reports: What You Need to Know

Credit Reports: What You Need to Know

Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
Contact Phone
888-844-8910
Monday – Friday: 7:00 AM PST- 6:00 PM PST Saturday: 8:00 AM PST - 5:00 PM PST
SALE
15% Off. Code: CRD23
Shop
Phone support is temporarily unavailable due to Coronavirus. TradelineSupply.com will remain open and all communication must go through support@tradelinesupply.com. Our staff will respond promptly to emails 7am- 7pm PST Mon-Fri.