Knowledge Center
07/09/2021
Credit cards often get a bad rap, but you don’t have to get into credit card debt or pay interest in order to take advantage of their benefits. Read this article to learn how to use credit cards the right way.
06/21/2021
Choosing the right tradelines for your credit can be a challenge. Learn more about how to choose the right authorized user tradelines to buy using our helpful buyer's guide.
06/14/2021
What is a DLA (date of last activity) on your credit report and do you need to worry about it affecting your credit score? Find out in this Credit Countdown video.
06/07/2021
Is it better to pay for purchases using a credit card or a debit card? Use the information in this article to decide.
05/15/2021
"Mixed" or "confused" files, duplicate files, and fragmented files are all cases in which your credit report may be inaccurate.
05/09/2021
![Credit Countdown: Credit Dispute Forms [video thumbnail]](https://tradelinesupply.com/wp-content/uploads/2021/04/Credit-Dispute-Forms-1-300x169.png)
When you file a credit dispute, there are certain forms and processes required to resolve the dispute. Different forms are used depending on which type of dispute you are filing. Learn what these forms are used for, when they are used, and what information is included on them.
05/04/2021
These are the top three credit myths that just won’t seem to go away, according to credit expert John Ulzheimer.
04/17/2021
Could inquiry "bumpage" and "choppage" improve your credit? Find out from an expert who has spent three decades in the industry, John Ulzheimer.
03/29/2021
Equality, fairness, and justice are all concepts that the United States promotes as some of its highest values. In reality, good credit is something that many privileged Americans start out with, while others do not. How do tradelines fit into equal credit opportunity?
03/05/2021
How many tradelines should you buy? There are cases when it’s best to get a single tradeline and other cases when multiple tradelines might be more appropriate. To help you decide, we’ll discuss examples for each scenario.
10/18/2020
Credit expert John Ulzheimer explains how credit scoring "buckets" work in assigning points to your credit score.
10/08/2020
There is a disconnect between what is understood as traditional credit repair versus adding tradelines to your credit reports. Credit expert John Ulzheimer explains the difference in this article.
10/06/2020
Do the FCRA and the CARD act help consumers to establish credit? Credit expert John Ulzheimer weighs in.
10/04/2020
Do consumers have the right to certain credit report information or even the right to a credit report at all? Credit expert John Ulzheimer explains the answer to this important question.
09/28/2020
Just like primary accounts, authorized user tradelines can help or hurt your credit score, depending on how they are managed.
09/24/2020
If you have credit cards with low limits, you may want to increase your credit limit. In this article, we cover everything you need to know about how to get a higher credit limit.
09/20/2020
The FICO Resilience Index is a new type of credit score designed to help lenders better evaluate credit risk in today’s shaky economy. Should you be worried about your Resilience Index rating?
09/13/2020
Authorized user tradelines can be a fantastic way to build your credit reports and credit scores, according to credit expert John Ulzheimer.
09/10/2020
What is the difference between your overall credit utilization ratio and individual credit utilization ratios and why does it matter to your credit?
09/09/2020
What is the right number of credit cards to have in your credit file? Credit expert John Ulzheimer explains the answer.
09/03/2020
Building credit begins with tradelines. Learn all you need to know about how to build good credit with tradelines.
08/24/2020
“Are tradelines legal?” is one of the first questions people ask when they are introduced to the tradeline business. To answer this question, we will reference what authorities have said about the tradeline industry and show what their conclusions have been.
07/31/2020
Managing your finances and protecting your credit in the time of COVID-19 is a daunting task. Here are some steps you can take to get started right now.
07/23/2020
For those struggling to build credit, a credit-builder loan may be one way to get a loan with no credit check and start building a positive credit history.
06/29/2020
FICO 10 and FICO 10 T will cause millions of consumers' credit scores to change. Learn more about the new FICO credit scores and how they will affect the tradeline industry.
06/27/2020
Credit piggybacking, also called credit card piggybacking, is a commonly used credit-building strategy. However, many people are still unaware of how to access this strategy and use it to their advantage. We’ll define piggybacking for credit and tell you how it can help your credit.
06/11/2020
As our nation collectively reckons with its history, we want to shed some light on the economic inequalities in America.
05/28/2020
Inquiries are often blamed for people's bad credit, but we're not so sure that's the case. Read this article to learn what hard inquiries and soft inquiries are and the truth about how inquiries affect your credit score.
05/24/2020
Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you?
05/03/2020
Credit reports are an integral part of our financial system, yet many of us are seriously misinformed about how credit reports work. We'll help you understand what your credit report is and why it’s important.
