Personal Finance

08/25/2023
SMART money saving goal

How to Reach Your Savings Goals

Saving money is a cornerstone skill for building a stable financial future. Without saving, it’s impossible to build a strong financial foundation. But reaching savings goals is often easier said than done.
07/31/2023
Opening a credit card

Should You Open a Credit Card?

Opening a credit card is a very serious financial decision. As with all financial decisions, it’s not a good idea to fly into this situation blindly. Instead, it’s helpful to weigh out the options to determine whether or not a credit card is truly the right fit for your wallet.
07/21/2023
Unclaimed funds

How to Search for Unclaimed Property

Everyone loves a financial windfall. Unclaimed property in the form of a cash payment might give your financial situation a boost. Not everyone will uncover unclaimed property, but the potential to reclaim funds you are owed makes it worth taking a look around.
07/14/2023
Couple financial challenges

How to Get Your Finances on Track With a Money Date

It’s often a challenge to stay on top of household finances. Whether you are managing money by yourself or with a partner, life tends to get in the way of financial decision-making. If you have trouble setting aside time for financial planning, a money date might be the perfect solution.
06/21/2023
How to Prepare Financially When Switching Jobs

How to Prepare Financially When Switching Jobs

It’s not uncommon to switch jobs, especially in the wake of the “Great Resignation.” For many, a lengthy job search can yield a worthwhile job opportunity. But finding a new job is just the beginning.
05/25/2023
Shopping temptation

How to Avoid Emotional Spending

Emotional spending is one personal finance issue that many struggle with. According to a NerdWallet survey, 49% of Americans said emotions have caused them to spend more than they can reasonably afford. With almost half of Americans struggling with emotional overspending, you aren’t alone if you are facing this issue.
03/24/2023
Laid off

How to Protect Your Credit Score From a Layoff

Thousands of workers were laid off by their employers in 2022. As the trend of layoffs trickles through the economy, it’s important to take steps to safeguard your finances against a potential layoff.
03/10/2023
Insurance basics to know

Insurance Basics You Should Know to Protect Your Credit Score

Like having the right credit score, choosing the appropriate insurance policies has a big impact on your financial health. Without the right insurance policies, it is easy to get caught in a financial pinch.
03/03/2023
Emergency fund savings

How to Build an Emergency Fund

We all know that saving money is important. But stashing those savings into an emergency fund can be a game changer for your financial future.
02/03/2023
Personal finances budgeting

Financial Skills to Master for a Better Credit Score

With the right financial habits, you can transform your financial future. But with the wrong financial skills, you might be digging yourself into a deeper hole. If you aren’t sure where to start building financial skills, you are in the right place.
01/28/2023
Savings challenge piggy bank

Want to Protect Your Credit? Try a Savings Challenge

Building more protection for your credit score is just one of many ways that a savings challenge can improve your finances. We’ll take a closer look at the top savings challenges.
01/20/2023
Financial checklist

Checklist to Prepare Your Personal Finances in the New Year

As the new year rolls around, it’s a great time to set yourself up for financial success. With the right financial moves, you can create smoother sailing in the year ahead.
01/12/2023
Holiday cash bonus

How to Improve Your Financial Position With a Holiday Bonus

For some lucky workers, this time of year comes with a holiday bonus. Whether you’ve received a bonus that you’ve been expecting or were pleasantly surprised by a generous bonus, you likely want to put these funds to good use.
12/31/2022
Moving costs and your credit

How to Protect Your Credit Score During a Move

Your credit scores are one of the many things that you need to stay on top of during a move. The good news is that it’s absolutely possible to protect your credit scores during a move. But it will take a little bit of planning to make sure that credit score-damaging issues don't slip through the cracks.
12/23/2022
Credit score habits for success

Habits to Cultivate for a Better Credit Score

The right money management habits can help you work your way toward a better credit score. Let’s explore how to cultivate habits that may change your credit score for the better.
12/09/2022
Positive credit-building mindset

How to Approach Credit-building With a Positive Mindset

When it comes to building credit, the right mindset can make all the difference. Although simply thinking about building credit in a positive way won’t give your credit score a boost, it might provide just the influx of energy you need to stick to your credit-building goals.
12/02/2022
How to Leverage a Side Hustle Into a Better Credit Score

How to Leverage a Side Hustle Into a Better Credit Score

Regardless of your financial goals, an extra income stream can always come in handy. If you are trying to build better credit, the funds you bring in from a side hustle could help you transform your credit score situation.
11/17/2022
Holiday savings account

How to Protect Your Credit Score During the Holidays

As the cooler weather sets in, the holiday season is starting to appear on the horizon. Although the festive season is filled with lots of fun, […]
11/16/2022
How to Get Through the Holidays With Your Credit Intact

How to Get Through the Holidays With Your Credit Intact

With so many Americans unemployed and struggling financially, it’s more important than ever to go into the holiday season with a smart strategy to keep your finances intact. Here are some tips on how to make it through the holiday season without going overboard on spending, hurting your credit, and derailing your financial goals.
11/10/2022
Emergency savings

Can Frugality Help Your Credit Score?

Depending on your situation, a frugal outlook could translate into a useful tool for building credit. Let’s explore how you can potentially increase your credit score with an assist from your frugal tendencies.
09/09/2022
7 Financial Topics to Master

7 Financial Topics to Master—Or Be Manipulated By

Money is the most influential element that we run into in our daily lives. It either empowers us or hinders us, depending on how much control we have over the money in our lives.
08/12/2022
Recession credit score graph

How to Protect Your Credit Score During a Recession

When a recession is on the horizon, it’s time to prepare your finances for the potential storm ahead. Although a recession can batter personal finances across the country, it’s possible to protect your financial situation and credit score with a bit of preparation.
06/29/2022
Financial empowerment

Use Empowerment Exercises to Level Up Your Finances

Leveling up your finances can be daunting, especially if you’ve made decisions in the past that have negatively affected your ability to pay bills and save money. But that doesn’t mean making positive financial change is impossible.
06/17/2022
Principles of Power in Personal Finance

Principles of Power in Personal Finance

Everyone has a money story. Something they tell themselves to feel okay with their money situation. But are these narratives helpful? Sometimes they are. But only if they’re empowering.
06/09/2022
Personal Finance Principles of Continuous Development

Personal Finance Principles of Continuous Development

In the business world, “principles of continuous development” guide the top professionals and companies to success. We’ll show you how the mindset of continuous development and the principles of lean business can be applied to your personal finances to create your optimal financial life.
05/25/2022
Using a Budget to Improve Your Credit Score

How to Use a Budget to Improve Your Credit Score

A budget is a helpful tool that can help you manage your finances effectively. In this guide, you’ll learn how to use a budget to improve your credit score. Plus, take a look at the most popular budgeting options.
07/09/2021
How to Use Credit Cards Responsibly Without Going Into Debt

How to Use Credit Cards Responsibly Without Going Into Debt

Credit cards often get a bad rap, but you don’t have to get into credit card debt or pay interest in order to take advantage of their benefits. Read this article to learn how to use credit cards the right way.
06/07/2021
Debit Cards vs. Credit Cards

Debit vs. Credit Cards: Which Is the Better Way to Pay?

Is it better to pay for purchases using a credit card or a debit card? Use the information in this article to decide.
07/31/2020

How to Protect Your Finances and Credit During the Pandemic

Managing your finances and protecting your credit in the time of COVID-19 is a daunting task. Here are some steps you can take to get started right now.
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