Guest Articles by Credit Expert John Ulzheimer
06/14/2023
How many times have you read a blog or heard some financial “guru” opining as to the mystical “right” number of credit cards to have in your wallet? Is the right number one, or two, or three? And what are the criteria for considering what is the right number versus the wrong number?
06/07/2023
Most of the time when I’m asked about credit scores the line of questioning is commonly about how to improve scores. It’s equally often, and equally enjoyable, when I receive questions from people about how many points certain things from your credit reports are worth to their credit scores.
04/25/2023
Revolving accounts and installment accounts are both important for building credit, but they do not have an equal influence on your credit score. Which type of account is more powerful for your score?
10/08/2020
There is a disconnect between what is understood as traditional credit repair versus adding tradelines to your credit reports. Credit expert John Ulzheimer explains the difference in this article.
10/06/2020
Do the FCRA and the CARD act help consumers to establish credit? Credit expert John Ulzheimer weighs in.
10/04/2020
Do consumers have the right to certain credit report information or even the right to a credit report at all? Credit expert John Ulzheimer explains the answer to this important question.
09/28/2020
Just like primary accounts, authorized user tradelines can help or hurt your credit score, depending on how they are managed.
09/13/2020
Authorized user tradelines can be a fantastic way to build your credit reports and credit scores, according to credit expert John Ulzheimer.
