September

09/29/2023
Past due payments

Derogatory Credit Marks—Grow From Bad to Great Credit

If a good credit score is a priority for you, a derogatory mark is the last thing you want to see on your credit report. Unfortunately, a derogatory mark could spell trouble for your credit score.
09/25/2023

What Are Credit Scores?

Credit scores impact our lives in more ways than you might think, yet, unfortunately, they are complex and can be difficult to understand. In this article, we’ll clear up what credit scores are, why they matter, how to build credit, and how to improve your credit score.
09/21/2023
Credit card fees

A Guide to Credit Card Fees and How to Avoid Them

While credit cards are convenient, the reality is there are sometimes plenty of fees attached. If you want to learn more about credit card fees and how to avoid them, you are in the right place.
09/16/2023
Poor credit score

What Is Bad Credit and How Can It Affect You?

Bad credit is something we all fear, but what is actually considered poor credit and how could it affect you? In addition to explaining what bad credit is and why you need to avoid it, we'll also provide some strategies in this article to help you fix bad credit.
09/14/2023
Secured Debt vs. Unsecured Debt

Secured vs. Unsecured Debt: What Are the Pros and Cons?

Secured credit and unsecured credit are types of credit that are very different in terms of risk to consumers and lenders.
09/10/2023
Are Credit Inquiries Really Killing Your Credit?

Are Inquiries Really Killing Your Credit? What You Need to Know

Inquiries are often blamed for people's bad credit, but we're not so sure that's the case. Read this article to learn what hard inquiries and soft inquiries are and the truth about how inquiries affect your credit score.
09/08/2023
Credit Builder Loan

Credit-Builder Loans: Can They Help You?

If you have bad credit or no credit at all, you’ll likely have a hard time getting a loan. Fortunately, there are some ways to start building credit even when you haven’t used credit before.
09/07/2023
Piggybacking credit can help consumers transition out of credit invisibility.

How Do Tradelines Work?

“How do tradelines work?” is a question we hear all the time from people who are new to the tradeline industry. We’ll break down what tradelines are, how tradelines work, and how they can affect your credit.
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