For your convenience we have compiled a collection of relevant news articles, opinions, discussions, and other useful information that will help you learn more about this industry and how you may benefit from it whether you are a potential credit partner or someone who needs help with your credit.
06/16/2023
26 million consumers in America have no credit record whatsoever. On top of that, there are an additional 19 million consumers who do have credit files, but they do not contain sufficient credit information to be scored by a widely available credit scoring model.
06/14/2023
How many times have you read a blog or heard some financial “guru” opining as to the mystical “right” number of credit cards to have in your wallet? Is the right number one, or two, or three? And what are the criteria for considering what is the right number versus the wrong number?
06/07/2023
Most of the time when I’m asked about credit scores the line of questioning is commonly about how to improve scores. It’s equally often, and equally enjoyable, when I receive questions from people about how many points certain things from your credit reports are worth to their credit scores.
