January

01/21/2024
When Being an Authorized User Doesn't Help

When You Should NOT Be an Authorized User

Being an authorized user on someone else’s credit card can often be a valuable strategy for consumers who are looking to build credit. However, it is not true that everyone will benefit from authorized user accounts in every situation.
01/18/2024
Secured credit cards

Complete Guide to Opening a Secured Credit Card

A secured credit card gives cardholders an opportunity to build credit. While you’ll have to make a security deposit to serve as collateral, this can serve as your entry point into building credit.
01/15/2024
Credit Sweep Fraud

Are Credit Sweeps Legal or Will They Get You in Trouble?

Credit sweeps are a heavily advertised and promoted service among credit repair companies. John Ulzheimer explains why you need to watch out for credit sweep scams in an episode of Credit Countdown.
01/10/2024
Best Credit Cards for Bad Credit

Best Rated Credit Cards for Bad Credit in 2024

These credit cards allow you to apply despite having a low credit score. Read this guide to learn about the best-rated credit cards for bad credit in 2024!
01/05/2024
Giving up small purchases

Financial Myths to Ignore

You can find financial advice almost everywhere you turn. Whether you are hearing advice from TikTok stars or friends and family, you’ve likely heard more than a few financial myths thrown into the mix.
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