Credit Countdown Videos
11/21/2024
Myths about credit are extremely common, even among people who purport to repair credit. In this post, we’re going to focus on the top three credit myths that just won’t seem to go away, according to credit expert John Ulzheimer.
07/17/2024
Could inquiry "bumpage" and "choppage" improve your credit? Find out from an expert who has spent three decades in the industry, John Ulzheimer.
06/27/2024
The “date of last activity,” also known as the DLA, is often discussed within the field of credit repair in a way that is inaccurate or misleading. Because of this, many consumers do not understand the DLA as it relates to their credit reports and credit scores.
02/04/2024
Everyone wants to get a higher credit score, but not all of the “hacks” or tips being promoted actually help you get more credit score points. Credit expert John Ulzheimer answers some common questions about ways to get more credit score points.
01/21/2024
Being an authorized user on someone else’s credit card can often be a valuable strategy for consumers who are looking to build credit. However, it is not true that everyone will benefit from authorized user accounts in every situation.
01/15/2024
Credit sweeps are a heavily advertised and promoted service among credit repair companies. John Ulzheimer explains why you need to watch out for credit sweep scams in an episode of Credit Countdown.
11/10/2023
Do you have derogatory items dragging down your credit score? Here's how to get derogatory entries removed from your credit report.
10/30/2023
Certain negative items could potentially stay on your credit report permanently. Here are the three exceptions to the 7-10 year limit on negative information imposed by the FCRA.
09/14/2023
Secured credit and unsecured credit are types of credit that are very different in terms of risk to consumers and lenders.
02/16/2023
Go behind the scenes of the dispute process used in credit repair and learn the importance of the Metro 2 and e-OSCAR systems in credit disputes.
02/15/2022
Is the authorized user tradeline strategy effective? Credit expert John Ulzheimer explains why and how authorized user tradelines work.
11/04/2021
FICO 10 and FICO 10 T are new credit scoring models that have the potential to change the credit industry in a major way. What do they mean for you as a consumer? Read this article to find out.
09/09/2021
The “opt-out” myth is one of many myths that lead consumers astray when it comes to credit. What is the opt-out myth and why does it not work?
08/25/2021
Millions of consumers in the US lack a credit score and are "credit invisible." Learn why you may not have a credit score and what you can do to gain credit history and become credit visible.
07/09/2021
Credit cards often get a bad rap, but you don’t have to get into credit card debt or pay interest in order to take advantage of their benefits. Read this article to learn how to use credit cards the right way.
06/07/2021
Is it better to pay for purchases using a credit card or a debit card? Use the information in this article to decide.
05/15/2021
"Mixed" or "confused" files, duplicate files, and fragmented files are all cases in which your credit report may be inaccurate.
05/09/2021
![Credit Countdown: Credit Dispute Forms [video thumbnail]](https://tradelinesupply.com/wp-content/uploads/2021/04/Credit-Dispute-Forms-1-300x169.png)
When you file a credit dispute, there are certain forms and processes required to resolve the dispute. Different forms are used depending on which type of dispute you are filing. Learn what these forms are used for, when they are used, and what information is included on them.
