April

04/22/2024
Increasing credit card debt

How to Avoid a Growing Credit Card Balance

Credit card debt is common. Many households are facing a growing credit card balance. But this type of debt, with notoriously high interest rates, is one of the hardest to climb out of. Once you slide into credit card debt, it can be difficult to pull yourself back out.
04/08/2024
What Is a Credit-Builder Loan and How Does It Work?

What Is a Credit-builder Loan and How Does It Work?

A credit-builder loan can help you improve your credit, but it is critical that you understand exactly what it is and how this type of loan could impact your credit. Let’s explore credit-builder loans so you can decide if this tool is right for you.
04/07/2024
VantageScore vs. FICO Scores: What's the Difference?

VantageScore vs. FICO Score: What’s the Difference?

If you monitor your credit using a free website, chances are, you’ve seen your VantageScore. However, you may not have realized that this credit score is not the same as your FICO score.
04/01/2024
Personal budget planning

How to Be Your Own Best Budget Planner

Have you ever thought that budgeting just isn't for you? If so, you're not alone. Many feel that budgets are too restrictive or find budget planning to be a chore—but it doesn't have to be.
Contact Phone
619-255-9588
Monday – Friday: 7:00 AM PST- 6:00 PM PST Saturday: 8:00 AM PST - 5:00 PM PST