January

01/31/2022
Credit Card Credit-Building—2022 Best Cards for Credit-Building

Credit Card Credit-Building—2023 Best Cards for Credit-Building

If you need help building your credit, the right credit card can make all the difference. Here is a list of the best credit-building credit cards of 2022 to get you started.
01/26/2022
Negative Items That Can Stay on Your Credit Forever

Are There Negative Items That Can Stay on Your Credit Forever?

Certain negative items could potentially stay on your credit report permanently. Here are the three exceptions to the 7-10 year limit on negative information imposed by the FCRA.
01/23/2022
When Being an Authorized User Doesn't Help

When You Should NOT Be an Authorized User

While being an authorized user on someone's credit card can be helpful for many consumers, it's important to remember that it can also hurt your credit in some cases. Learn these scenarios where you should not be an authorized user so you can make wise decisions for your credit.
01/21/2022
No Freedom Until We Are All Equal

With Economic Equality, We All Benefit

Credit inequality and lack of equal economic opportunity hold us all back. Here's why everyone would prosper from greater financial equality and what you can do to help our nation achieve this goal.
01/07/2022
Credit Score Ranges

How Credit Score Ranges Matter

While most people know they have credit scores, they may not understand why these score numbers matter or how they are determined. Read this article to learn how different credit score ranges can impact your life and tips to help you improve your credit score.
01/03/2022
Collection Accounts on Your Credit Report: The Ultimate Guide

Collection Accounts on Your Credit Report: The Ultimate Guide

Collections can damage your credit score for a long time, so it's important to understand them. This helpful guide explains what collections are, how they affect your credit, how collection agencies try to re-age debt, how to get collections removed from your credit report, and more.
01/03/2022
Understand Credit-Building in Minutes

Master Credit-Building in Less Than 7 Minutes

A credit score is a three-digit number that reflects your creditworthiness, which can greatly impact your life. In this article, learn the best strategies to build up your credit score.
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