Our tradelines can report in as little as 11 days (and even faster in some cases) but it all depends on which tradeline you are looking at and what day in the month it is. Each tradeline has its own unique reporting period and a corresponding deadline that you must purchase it by in order for us to guarantee that it will post on the next reporting cycle.
Each tradeline gets reported to the credit bureaus around the same time every month. There is usually no more than a 7-day variance on the reporting date but this all depends on many factors such as how many days are in that month, delays due to bank holidays, and general fluctuations.
The way our system works is you much purchase the tradeline by the “Purchase By Date” in order for us to guarantee that it will post on the next reporting cycle. If you purchase the tradeline after the purchase by date, then we guarantee the tradeline will post the following month.
The reporting period is a 7-day window of time each month which is when the tradeline gets reported to the credit bureaus.
As long as you purchase the tradeline by the Purchase By Date, then we guarantee it will report by the last day in the reporting period, but in most cases, it usually reports closer to the beginning of the reporting period.
If you believe you may have a non-posting, please wait until the entire reporting period has passed before contacting us about a refund or exchange. Also, please check to make sure that your credit monitoring service has been updated after the last day of the reporting period.