Will I Get Any Inquiries on My Credit Report as a Credit Partner?
No, Tradeline Supply Company, LLC will not conduct any hard pulls on your credit that would cause an inquiry to appear on your credit report. In addition, the banks typically do not conduct hard inquiries on the primary cardholder’s credit as a result of adding or removing authorized users.
The authorized user, on the other hand, may get an inquiry on their credit report when being added as an authorized user, but not the primary account holder.
The banks typically reserve the right to check your credit at any time if you have an account with them, but this is usually a “soft pull,” which does not result in an inquiry being added to your credit report.