Can I Still Use My Card To Make Purchases?

Yes, you can still use your card to make purchases if it is enrolled in our program. In fact, we require that credit partners spend at least $2.00 on each tradeline every billing cycle during which an AU has been added to the account in order to ensure that the tradeline is active and reporting to the credit bureaus.

However, your utilization ratio on the account must remain below 15% at all times, as stated in Our Guarantees.